Hey there, fellow parents! Are you tired of seeing your little ones struggle with self-doubt and insecurities? Want to raise confident, happy children who love themselves (and their flaws!) just the way they are? Well, you’ve come to the right place!
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First of all a Bonus issue issues extra shares for each share held by a shareholder, in a particular ratio. So face value doesn’t change but share price reduces proportionately and market value remains the same or more or less the same depending on market fluctuations.
Bonus Example 1:
Now for example a 4:1 Bonus issue means a shareholder will get 4 shares extra for every share he holds. So, 1 share becomes 5 shares. So, if the price of 1 share was Rs. 100 before bonus issue, the price per share will become Rs. 100*1/5 shares = Rs. 20 per share.
If the face value was Rs. 10 pre bonus , it will remain unchanged post bonus and the shareholder will get Rs. 10×5 shares = Rs. 50 in shareholder’s equity or share capital in the company’s balance sheet instead of the Rs. 10 he had with 1 share. This adjustment happens by taking (debiting) Rs. 40 from reserves and surplus or share premium account and crediting shareholders equity. So, if the original Rs. 100 market price was same as the IPO price, originally Rs. 10 was in share capital or shareholders equity and Rs. 90 was in share premium. After the bonus Rs. 50 would go to shareholders equity (share capital) and Rs. 50 would remain in share premium account. This way, since dividends are given as a percentage of face value in India, if a dividend of 10% or Rs 1 is issued, the shareholder will receive Rs. 5 post bonus instead of Rs. 1 pre bonus. This is a simplistic example for understanding.
Bonus Example 2:
To study this further, let us take another example. If a 2:3 bonus is issued then it means 2 shares are given extra for every three shares held. So, if a shareholder has 3 shares it will become 5 shares. If a shareholder has 60 he will get 40 shares more and have 100 shares.
So, if the market price of 1 share pre bonus was Rs. 100 and a person held 3 shares pre bonus, post bonus share price would be Rs. 100×3 shares/ 5 shares = Rs. 60 per share.
So, we can also have a 1:1 bonus also which means 1 extra share for every share held and hence one share becomes 2 shares.
Now for Stock Splits:
In a stock split the face value of the share reduces in proportion of the split ratio, while the market value remains the same.
A 1:2 stock means one share is split into two. So if the face value was Rs. 10 it would becomes Rs. 5. If the market price per share was Rs. 100 pre split it would become Rs. 50 per share x 2 shares post split. So if IPO price was also Rs. 100 Rs. 10 Face value and Rs. 90 share premium would become Rs. 5 face value and Rs
45 share premium per share and hence Rs. 10 and Rs. 90 respectively for 2 shares.
Example 2:
A 2:3 share split means 2 shares becomes 3 shares. Unlike a 2:3 bonus where 2 new shares are issued for every 3 shares held I.e. 3 share would become 5 shares.
So if the market value pre split was Rs. 100 per share, the market capitalization was 2 shares x Rs. 100 = Rs. 200
After the split the price per share would be 2× Rs. 100/3 shares = Rs. 66.67. The face value becomes Rs. 10X2/3 = Rs. 6.67 (Theoretical example, as normally face value will not be a decimal).
There can also be reverse share Splits like 4:1 where 4 shares becomes 1 share. Here the same inverse logic would apply where face value increases by 4 times and market price also increases by 4 times.
A 1:1 split doesn’t mean anything unless there are differences in terminology in certain markets where a bonus is called a split. This is because 1 share split into 1 means nothing in most share markets.
In a nutshell, Bonus issues add more value to shareholder’s as more of the money invested becomes payable to the shareholder by way of shareholder’s equity / share capital in the company’s balance sheet as amounts from reserves/surplus and/or premium account get transferred to share capital. Also, a bonus issue is similar to free extra shares/stock dividend though market price reduces and market capitalization remains the same, the shareholder benefits by way of additional shares without any tax implications. Stock splits make a company’s shares easier to buy because the per share value reduces (the same happens with bonus shares also).
This post is purely for educational purposes and not meant to be financial/investment advise.
As a parent, can you always be around your child? You let them play outside, where they may meet a neighbor, a friendly uncle, or even a stranger. Unfortunately, the world can be a dangerous place, and something as tiny as candy can put children under enormous threat. So, when should the alert ring in your child’s mind? That’s when safety tips can come in handy for our children.
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Losing a pet can be a tough experience for anyone, but for children who have grown up with their furry friends, it can be an especially difficult time. It’s natural for kids to feel sad, confused, and overwhelmed when faced with the loss of a pet, and it’s up to parents and caregivers to help them navigate these emotions in a healthy way.
[Read more…]Bookmark or save this page as you won’t need any other resource to find the best investment books. This is an ever-growing list of books on investing! You just have to click on the book title or cover image and buy the book, if you live in the US to buy on Amazon.com. If you live in India, click on the Amazon.in Buy button below the book description. It’s that easy! You will never run out of books to read, if you are an investor and lifelong learner! Books are listed in no particular order. They are all great books on investing.
*Links to books are affiliate links
Before you go through this extensive article on AI Tools and AI Tools for creators, you should check out the ChatGPT WordPress Plugin: Lifetime License on The Bril Store, if you have a WordPress Blog or Website: Click Here to check it out now!
A lot of people are looking into artificial intelligence (AI) right now. There are numerous companies that are developing AI platforms that cater to businesses, large and small, that want to use it.
There are many tools available for developers to create their own AI applications. This makes it very accessible for everyone. These apps can be used for everything from voice search to generating automatic responses to inquiries.
Many of these apps have gained a lot of traction as people see the benefits of this new technology and want to try it out for themselves. However, not all apps work and you have to manually upload your data if you don’t see a response from the app in question.
This article will go over some of the top emerging artificial intelligence (AI) tools and give some details on what they do. As the article is lengthier, we will keep adding more content here at The Best AI Tools article format.
First we will list out AI tools specifically for content creators:
Our favorite before you get started with the list is Juice.ai
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Other tools for content creators that we love:
Now let us look at the other AI tools available.
Open-source artificial intelligence software is a stable source of AI tools for companies and individuals. Some of these open-source solutions are available now, while others will be in circulation in the future.
Today, you have the option to purchase a closed source open-source AI software system or download and use one yourself. You can also access the latest versions through their website or channel for update.
These systems work by feeding your requests for intelligence into its training set of examples, which it then utilizes to make decisions. This means if you give it a few examples, it will start answering your questions!
If you are looking to develop your own open-source AI system, here are some considerations to make: find a good training set; create an example class; and measure your results. All of these components must be in place for successful open-source AI development.
A new addition to the top 10 best artificial intelligence tools in 2023 is Amazon Lex. This tool can be used by businesses to create automated responses to customer questions and requests.
Users can create custom answers using the platform, and then those answers can be used by other users. This is a great way to grow your customer service team.
The main benefit of using Lex is that it can take a partial response and turn it into a full-blown answer. For example, if a customer asks how to pay with their Amazon app, you can give them a quick answer and then they can download the app and send you money later.
Although this feature does not exist in every application, when done right, it can dramatically increase conversion rates. Many companies are struggling with this important aspect of customer service.
One of the most popular ways to create artificial intelligence models is by using a framework called Sage. This framework was originally created for building natural language processing models, but has been extended to include many other tasks.
Sage is very customizable and can be used for any task, from creating image classification models to text analysis engines. Most model developers use the grammar modeling tool, which requires little technical knowledge.
The model that you generate will look pretty good considering this is a natural language processing tool. You can export your model as an easy-to-use python library or as a set of instructions for another software entity.
This article will go over the ten best machine learning tools available in 2023 and give some brief details on them so that you can get started with them immediately.
If you are looking to build your next AI app, the Google Cloud Machine Learning Engine is a powerful tool available in 2023. This service will help you create and train your own AI models and apps.
You can use this service to create new applications or add-ons to your current ones. It is also possible to switch between free and paid accounts depending on what level of power you want in your app.
This service will not be available as free account in 2023, so make sure you have saved your account password before it ends!
This machine learning engine is offered as a cloud service instead of being installed on personal computers. This makes it more secure and reliable for apps to have access to it.
However, since it is a cloud service, the apps can be connected anywhere with just a password.
The newest addition to the collection of AI tools is IBM Watson Studio. This tool was released just over a year ago, making it the latest addition to the growing range of AI tools.
Unlike its more traditional counterparts, which can be used to create and run custom artificial intelligence (AI) programs, IBM Watson Studio allows you to create an AI system that learns by practicing.
You can then use this system in your application or platform as an advanced feature that you can add and remove as you see fit. It also allows you to import your previous training data so you do not have to start from scratch when creating your system.
This makes it very flexible which makes it even more valuable as a valuable tool for your company. You can buy it at $39 USD which is around £26 GBP at this time of writing.
At the moment, the best available machine learning services are in the cloud. You can access them via a web interface or via a phone app.
Their major drawback is that you must have a Microsoft account to use them. This makes them more expensive and frustrating for non-Microsoft users.
However, this is about to change as technology continues to evolve. You will be surprised how many times you will need a machine learning service at some point in your business (or personal) life!
Their latest addition is the Azure Machine Learning Service.
The Intel® Pentium® Platinum line of processors is one of the oldest lines in the business. However, this does not mean that these are not top quality hardware!
These processors feature a high level of integration and features that make them very special. Today, these chips are found in high-end laptops such as the Dell XPS 15. This laptop has several powerful core functions, making it a hot item on the market.
Today, there are many tools for artificial intelligence that work with Intel® processors. Some of these tools run on Windows or Linux, and can be installed via a package manager or specialist software.
The latest generation of artificial intelligence tools is called GPGPU. It stands for global performance analysis graphics processing unit and was developed in conjunction with the change in consumer technology known as mobile technology.
GPGPU is a term that refers to the specialized hardware and software used to analyze a computer’s performance as it processes data and operates. This type of analysis is used to increase the speed at which your machine can process data and make your AI tool more efficient.
Mobile technology, or mobile devices, are now the standard hardware and software devices used in AI. This makes things even more challenging for developers as they have to find ways to update their tools.
Thankfully, there has been constant development on this front and we are now able to enjoy these new tools for our own use. They help increase both efficiency and flexibility in creating an AI system.
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Raising a daughter is a unique and wonderful experience, but it also comes with its own set of challenges. In today’s world, it’s more significant than ever to ensure that our daughters grow up to be strong, confident, and empowered women. But where do we start? Here are some key considerations to keep in mind when raising a female child
[Read more…]Membership programs like The Source, Nautilus, & Apollo are more expensive alternatives to the Sam’s Club & Costco Membership. However, if you do not have a very reliable source for meat & grocery items, it is highly recommended you sign up for one of these membership programs.
These membership offers have their own in-house supply chains & warehouses to store your items, so if an item is out of stock they will find another source to replenish it quickly. This helps you save both time & money as you do not have to search for what you need when it is gone!
The biggest downside to these membership offers is that you need to pay for shipping every time you order anything.
With so many membership services, it can be hard to decide which one is the best for you. You will have to take into account features such as members-only discounts, special events, and online shopping options.
Some services even offer membership packages with other clubs, so check those out too.
In addition to the benefits of the membership program you join, members-only events and discounts can make your membership worth it. Having a higher selection of goods and services in your member area will help grow your business!
Costello says: Both Sam’s Club and Costco offer great choices in shopping habits.
Having a membership at a specific store is an awesome way to save money. You can also factors in the location of your membership as well.
For instance, if you have a Costco membership in downtown Seattle, you would really value this due to the high cost of housing and transportation.
You would probably not want to live anywhere but Seattle due to this savings. You would save much more if you had a Sam’s Club membership than you would at Costco, for instance.
You can also find better deals on stuff online rather than at the store, so staying online has its perks as well. Having the ability to stay connected 24 hours a day, every day of the year is great at helping find good deals!
Both kinds of memberships can be useful for saving money, just depends on what kind you get.
While both Sam’s Club and Costco offer members free items, only members of Costco can access the annual outing program. This program allows you to go into a store and get items for free as long as you return them at the store.
The best part about this program is that it is available to anyone, not just members. You can go into the spirit shop at your local club and ask for anything you need to wear or carry to work. You will probably get it!
Both clubs have loyalty programs where you can earn rewards but only members can redeem points on products they do not manufacture themselves. This can be an issue if you do not want to buy from them but your membership expires and you do not have membership points, gear or even a t-shirt to show for it.
There are many coupons available for things like grocery stores, stores, and websites. Many sites have their own coupon app you can download and use. You can also check out FreeCoupon or Coupon Discounts to find new coupons.
Costco has a strategy of having a large number of couponing codes on their website, which you can use when shopping at Costco. Most of them are for products sold at Costco, so you can double down on your savings!
The best way to find the best Sam’s club coupons is to browse free online coupon sites. There are quite a few that offer good quality services and offers, making it easy to find the best deal for you.
CONS: While there are lots of good coupons available, there may be some that are hard to decipher as it may be for someone with no experience in couponing.
If you are looking to save money then joining a Sam’s Club membership is an excellent way to do so. The membership costs just $99 for the first year, making it an extremely affordable way to get into the club.
This is one of the best Sam’s Club membership offers that you can have. You will still be able to shop at Costco even after joining the Sam’s club, so there’s still value in this membership.
Considering the cost of Sam’s Club membership, it is worth considering whether or not a Costco membership is more beneficial. Having a membership at a store near you is an easy way to take advantage of their services.
Costco memberships come in several lengths, including annual, monthly, or weekly. By having this option, members can determine which one works best for them. Normally the annual membership fee is $60 and $60 for affiliate/additional members.
Monthly and annual memberships have regular reviews and updates from staff at the warehouse, making it feel more personal than a weekly membership. Staff also have the ability to deal with inquiries and questions from members faster than someone who just gets answers from a staff member.
Having access to the warehouse staff also gives members access to products they would not be able to find at their local store, making the whole experience more valuable.
Having more options doesn’t necessarily mean you are more knowledgeable about products. You are more likely to make the wrong choice because you are informed about the product and/or because you see it available at another store.
More choices can also mean that you end up purchasing products you do not need, or that you overpay for products.
Both Sam’s Club and Costco offer similar benefits with their membership programs, such as access to discounted products and services, exclusive deals, and access to their respective warehouse clubs. However, there are some differences that may make one membership a better fit for you than the other.
Costco is generally known for its high-quality products and more upscale shopping experience, while Sam’s Club is known for its lower prices and larger product selection.
Costco also offers additional perks with its membership, such as discounts on travel and rental cars, a no-fee pharmacy, and free health screenings. On the other hand, Sam’s Club offers services like tire and battery installation, a car-buying program, and photo printing services.
Ultimately, which membership is better for you will depend on your individual shopping habits and preferences. Consider factors such as product selection, location, and additional perks when making your decision. Additionally, if you have friends or family who are members of either club, you may want to consider joining the same club as them to take advantage of shared benefits, such as bulk purchasing or sharing of membership fees.
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As a society, we often talk about the importance of diversity and inclusivity, but have we stopped to think about how we can teach these values to our children? It’s easy to assume that children are naturally accepting of people from all walks of life, but unfortunately, this isn’t always the case. In fact, studies have shown that children can develop prejudices as early as three years old. So, how can we encourage cultural acceptance in our children? Let’s explore.
[Read more…]With the increasing need for fast, easy-to-use cloud storage services, apps have vastly increased in popularity. It’s hard to decide which app is the best for you and your needs, though.
These apps vary in how they help you save data and documents, offer smooth access to your data and documents, and support multiple devices. They also differ in their pricing models.
Some cost-effective solutions are available through free accounts, while some require a paid account to access the full capabilities. So read on…..
Before we list the usual suspects, we have some amazing lifetime subscription / unlimited cloud storage apps for your files, photos, videos and more, that will really help you avoid the steep monthly/annual subscription fees! Here goes….
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Access All of Your Files in One Place! Koofr Offers 1TB of Safe Cloud Storage to Secure Your Files
Running out of storage space on your computer or smartphone is one of the most frustrating things we experience in our modern, digital world. Constantly having to go through photos, videos, and other large files and delete them takes up time, and most importantly, energy. If you’re tired of encountering this ever-irritating problem, you need a cloud storage solution that will allow you to keep all of your important files safe and secure.
Koofr is a safe, private, and simple cloud storage service, accessible through the web, mobile, and WebDav. View all your files in one place by easily connecting to existing cloud accounts (Dropbox, Google Drive, Amazon, and OneDrive), and transfer huge files to external clouds with no limit. Once you subscribe to Koofr’s 1TB lifetime plan, you’ll get access to Koofr Duplicate Finder, a tool that helps you find and remove duplicate files inside your Koofr account so you don’t end up with more than one of the same thing. You can manage your files and account with Koofr’s advanced renaming option and link appearance customization option, as well. Save your files without worry, and let Koofr Cloud Storage take care of the rest.
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The usual ones cloud storage apps/services that most people know of are listed below:
If you have a lot of photos, documents, or other important things, then you should consider using the powerful and easy to use Google Drive app.
With the Google Drive app for iPhone and Android, you can easily access your photos, documents, and other things you’ve stored in your phone or computer. You can also create new accounts and sync between your phone and computer.
This makes it very simple to manage your storage needs as well as find what you have stored on your device. You can also share files easily with the app as well as via email or text message.
Download: The Google Drive app is available for free on both iOS and Android devices. Don’t forget that you will have to pay for additional storage.
You can now store your complete personal data in the cloud, making it accessible anywhere you have an internet connection.
The new service makes storing your data more convenient, as it allows you to easily access and share your photos, documents, videos and other content with just one app. This is a big plus as most people have at least one important document right now.
A popular app for all types of users is The OneDrive. This app is available for download for iPhone and Android devices. With The OneDrive, you can store your documents, photos, and other things in the cloud.
You can access it anytime, as well. Just go to your device’s register and you will be able to download the app. You can also set up the app through your device’s settings, by going into My Account > apps & notifications > add account > enter your email address and password and then clicking apply.
This app is very useful if you work with a lot of people or if you need more storage space on your phone or desktop computer.
BackBlaze is a great app for safe, off-site storage. It offers several tiers of dedicated cloud storage, making it an options should you need more space.
You can sign up directly through the app or via the website, where you can create an account to sync your data. You can also purchase additional accounts as add-ons through the app or website.
What makes BackBlaze stand out from the other apps is that it does not rely on web service or server access, but rather its own dedicated app. This means that there are no links or connections to other apps, nor do they need to be installed to work.
By having the dedicated app, BackBlaze has full control over their customers’ data.
Tresorit is an app designed to hold your most important personal information. It allows you to create a secure virtual safe, which you can password protect.
You can also set up device permission settings to prevent someone from accessing your information on other devices. This app does an excellent job at protecting your data.
It also has free and paid versions, which cater to different needs. The free version is only compatible with two devices at a time, but the paid version allows you to sync between more devices.
This app is very helpful for keeping important information stored in one place.
With the new addition of Apple iCloud as a supported cloud storage provider, it is time to look at other options. You can still create an account with Apple, and from there you can add any of the popular cloud storage services such as Dropbox, Google Drive, Amazon Cloud Drive, and Windows 8.1 SkyDrive.
The main difference between these apps is that each has a desktop app as well as a mobile app, where you can browse your stored data and remove anything that is not important. The only issue with this setup is that you have to manually verify your account every time you want to add something, which is not convenient if you have lots of stuff.
Another difference is that some give more features for user accounts than the others do. For example, Amazon Cloud Drive gives its users both read/write rights and access to encrypted storage.
With the new way to storing files and images on the web, called cloud storage, your photos, documents and other big files can stay safe and secure anywhere. This is a great feature to have since most of us now store our personal information on the internet.
With the new way to storing files and images on the web, called cloud storage, your photos, documents and other big files can stay safe and secure anywhere. This is a great feature to have since most local disk storage is limited.
Some of the best cloud storage apps for all your photos, documents and more include Google Drive, Amazon S3, Dropbox, Box.com and Microsoft OneDrive. Each provides its own way to store files and has features for individual users or groups of people.
We suggest using one of these apps just for their huge selection of user accounts and features.
With the release of Google Photos, there is no excuse for not having it. It offers all the features of the other apps discussed here, with none being required for use.
It allows you to move your photos and documents around easily, and it stores it in the cloud so you can access it anywhere. It even gives you some basic filters and organization tools to use, making it very easy to use.
This app will never go out of style, as every tech-head needs this. Your friends and family will wonder how much storage they have left when your Google Photos has almost full view of your life’s stuff.
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