Difference Between Stock Split and Bonus Stocks

March 16, 2023 By: Bril

First of all a Bonus issue issues extra shares for each share held by a shareholder, in a particular ratio. So face value doesn’t change but share price reduces proportionately and market value remains the same or more or less the same depending on market fluctuations.

Bonus Example 1:

Now for example a 4:1 Bonus issue means a shareholder will get 4 shares extra for every share he holds. So, 1 share becomes 5 shares. So, if the price of 1 share was Rs. 100 before bonus issue, the price per share will become Rs. 100*1/5 shares = Rs. 20 per share.

If the face value was Rs. 10 pre bonus , it will remain unchanged post bonus and the shareholder will get Rs. 10×5 shares = Rs. 50 in shareholder’s equity or share capital in the company’s balance sheet instead of the Rs. 10 he had with 1 share. This adjustment happens by taking (debiting) Rs. 40 from reserves and surplus or share premium account and crediting shareholders equity. So, if the original Rs. 100 market price was same as the IPO price, originally Rs. 10 was in share capital or shareholders equity and Rs. 90 was in share premium. After the bonus Rs. 50 would go to shareholders equity (share capital) and Rs. 50 would remain in share premium account. This way, since dividends are given as a percentage of face value in India, if a dividend of 10% or Rs 1 is issued, the shareholder will receive Rs. 5 post bonus instead of Rs. 1 pre bonus. This is a simplistic example for understanding.

Bonus Example 2:

To study this further, let us take another example. If a 2:3 bonus is issued then it means 2 shares are given extra for every three shares held. So, if a shareholder has 3 shares it will become 5 shares. If a shareholder has 60 he will get 40 shares more and have 100 shares.

So, if the market price of 1 share pre bonus was Rs. 100 and a person held 3 shares pre bonus, post bonus share price would be Rs. 100×3 shares/ 5 shares = Rs. 60 per share.

So, we can also have a 1:1 bonus also which means 1 extra share for every share held and hence one share becomes 2 shares.

Now for Stock Splits:

In a stock split the face value of the share reduces in proportion of the split ratio, while the market value remains the same.

A 1:2 stock means one share is split into two. So if the face value was Rs. 10 it would becomes Rs. 5. If the market price per share was Rs. 100 pre split it would become Rs. 50 per share x 2 shares post split. So if IPO price was also Rs. 100 Rs. 10 Face value and Rs. 90 share premium would become Rs. 5 face value and Rs

45 share premium per share and hence Rs. 10 and Rs. 90 respectively for 2 shares.

Example 2:

A 2:3 share split means 2 shares becomes 3 shares. Unlike a 2:3 bonus where 2 new shares are issued for every 3 shares held I.e. 3 share would become 5 shares.

So if the market value pre split was Rs. 100 per share, the market capitalization was 2 shares x Rs. 100 = Rs. 200

After the split the price per share would be 2× Rs. 100/3 shares = Rs. 66.67. The face value becomes Rs. 10X2/3 = Rs. 6.67 (Theoretical example, as normally face value will not be a decimal).

There can also be reverse share Splits like 4:1 where 4 shares becomes 1 share. Here the same inverse logic would apply where face value increases by 4 times and market price also increases by 4 times.

A 1:1 split doesn’t mean anything unless there are differences in terminology in certain markets where a bonus is called a split. This is because 1 share split into 1 means nothing in most share markets.

In a nutshell, Bonus issues add more value to shareholder’s as more of the money invested becomes payable to the shareholder by way of shareholder’s equity / share capital in the company’s balance sheet as amounts from reserves/surplus and/or premium account get transferred to share capital. Also, a bonus issue is similar to free extra shares/stock dividend though market price reduces and market capitalization remains the same, the shareholder benefits by way of additional shares without any tax implications. Stock splits make a company’s shares easier to buy because the per share value reduces (the same happens with bonus shares also).

This post is purely for educational purposes and not meant to be financial/investment advise.

The Best Investment Books of All Time: The Most Comprehensive, Ever-Growing List of Books on Investing Across Asset Classes, Ever!

March 2, 2023 By: Bril

Bookmark or save this page as you won’t need any other resource to find the best investment books. This is an ever-growing list of books on investing! You just have to click on the book title or cover image and buy the book, if you live in the US to buy on Amazon.com. If you live in India, click on the Amazon.in Buy button below the book description. It’s that easy! You will never run out of books to read, if you are an investor and lifelong learner! Books are listed in no particular order. They are all great books on investing.

Just Invest and Become Insanely Wealthy by Jayaram Rajaram

Just Invest and become Insanely Wealthy! is a book for action takers. The content inside is gold standard for those who seek to learn investing in various asset classes through intuitive, common-sensical ways. This book is as much for people who hate numbers and complexity as it is for the finance geeks, as it gives a fresh perspective on visual, systematic and intuitive investing across asset classes. Whether you like equity, real estate, gold, debt, angel investing, lease financing, invoice discounting or crowd financing, this book will teach you how you can win across asset classes. No matter how many investment books you have read, this is a must read. Please note that this book is by an Indian author and examples are given in Indian Rupees and Indian markets, but its concepts can be used no matter where you live in the world.
The Intelligent Investor by Benjamin Graham

This classic book is often referred to as the “bible of value investing” and is a must-read for anyone interested in investing.
The Essays of Warren Buffett: Lessons for Corporate America by Warren Buffett

This book is a collection of letters and essays written by Warren Buffett, one of the most successful investors of all time.
A Random Walk Down Wall Street by Burton Malkiel

This book argues that investors are better off investing in low-cost index funds rather than trying to beat the market.
Common Stocks and Uncommon Profits by Philip A. Fisher

This book is a classic guide to growth investing, a strategy that focuses on finding companies with strong growth potential.
One Up On Wall Street by Peter Lynch

This book is a practical guide to investing that emphasizes the importance of doing your own research and investing in what you know.
The Little Book of Common Sense Investing by John C. Bogle

This book advocates for investing in low-cost index funds and provides practical advice for individual investors.
The Warren Buffett Way by Robert G. Hagstrom

This book explores the investment philosophy and strategies of Warren Buffett, one of the most successful investors in history.
The Psychology of Money by Morgan Housel

This book explores the psychology of money and how our emotions and biases can impact our investment decisions.
The Richest Man in Babylon by George S. Clason

This classic book provides timeless lessons about personal finance and wealth-building.
Security Analysis by Benjamin Graham and David Dodd

This book is a comprehensive guide to value investing and provides detailed analysis of investment strategies and techniques.
The Bogleheads’ Guide to Investing by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf

This book is a beginner’s guide to investing that covers the basics of asset allocation, diversification, and low-cost investing.
Margin of Safety: Risk-Averse Value Investing Strategies for the Thoughtful Investor by Seth Klarman

This book is a highly-regarded guide to value investing, with a focus on risk management and avoiding common mistakes.
The Alchemy of Finance by George Soros

This book explores the investment philosophy and strategies of George Soros, a legendary investor and philanthropist.
The Outsiders: Eight Unconventional CEOs and Their Radically Rational Blueprint for Success by William N. Thorndike

This book examines the investment strategies of eight successful CEOs who took unconventional approaches to creating shareholder value.
The Four Pillars of Investing: Lessons for Building a Winning Portfolio by William Bernstein

This book provides a comprehensive guide to building a successful investment portfolio that balances risk and reward.
The Only Investment Guide You’ll Ever Need by Andrew Tobias

This book is a practical guide to investing that covers a wide range of investment strategies and provides advice on how to navigate the complex world of finance.
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy by Thomas J. Stanley and William D. Danko

This book provides insights into the habits and behaviors of wealthy individuals and offers practical advice on how to build wealth over time.
The Investment Answer by Daniel C. Goldie and Gordon S. Murray

This book provides a straightforward guide to investing that emphasizes the importance of a disciplined approach and long-term thinking.
The Little Book That Still Beats the Market by Joel Greenblatt

This book provides a simple, yet effective, investment strategy that focuses on buying high-quality companies at attractive prices.
The Art of Value Investing: How the World’s Best Investors Beat the Market by John Heins and Whitney Tilson

This book features insights and advice from some of the world’s most successful investors, including Warren Buffett, Charlie Munger, and Seth Klarman.
The Investment Checklist: The Art of In-Depth Research by Michael Shearn

This book provides a step-by-step guide to conducting thorough investment research and identifying quality companies for investment.
The Little Book of Value Investing by Christopher H. Browne

This book explains the principles of value investing and provides practical tips on how to identify undervalued stocks.
The Most Important Thing: Uncommon Sense for the Thoughtful Investor by Howard Marks

This book offers a wealth of wisdom and insights into investing, including risk management, market cycles, and the importance of having a contrarian mindset.
Irrational Exuberance by Robert J. Shiller

This book explores the psychological factors that drive market bubbles and crashes, and provides insights into how to spot and avoid these market inefficiencies.
The Elements of Investing by Burton Malkiel and Charles Ellis

This book provides a concise overview of investing, covering topics such as asset allocation, diversification, and investment fees.
The Tao of Warren Buffett: Warren Buffett’s Words of Wisdom by Mary Buffett and David Clark

This book features insights and advice from Warren Buffett, distilled into practical lessons for investors.
The Little Book That Builds Wealth: The Knockout Formula for Finding Great Investments by Pat Dorsey

This book provides a simple, yet effective, framework for identifying high-quality companies with strong competitive advantages.
Beating the Street by Peter Lynch

This book offers a behind-the-scenes look at the investment strategies of Peter Lynch, one of the most successful mutual fund managers in history.
The Money Masters Of Our Time by John Train

This book provides biographies of some of the most successful investors of all time, including Warren Buffett, Benjamin Graham, and Philip Fisher.
Investing for Dummies by Eric Tyson

This book provides a comprehensive introduction to investing, covering topics such as stocks, bonds, mutual funds, and retirement planning.
Rich Dad Poor Dad by Robert Kiyosaki

This book offers a unique perspective on personal finance and investing, with a focus on developing financial literacy and building passive income streams. It provides insights into the mindset and strategies of successful investors, as well as practical advice on how to take control of your financial future.
Your Money or Your Life by Vicki Robin and Joe Dominguez

This book provides a comprehensive guide to personal finance and investing, with a focus on achieving financial independence and living a fulfilling life.
The Dhandho Investor by Mohnish Pabrai

The Low-Risk Value Method to High Returns by Mohnish Pabrai – This book presents an investment strategy based on the principles of value investing, with a focus on identifying undervalued companies with strong long-term prospects.
The End of Alchemy: Money, Banking, and the Future of the Global Economy by Mervyn King

This book offers a critical examination of the current monetary system and proposes reforms aimed at promoting greater stability and resilience in the global economy.
I Will Teach You to Be Rich by Ramit Sethi

This book provides a practical, no-nonsense guide to personal finance, covering topics such as saving, budgeting, investing, and earning more money.
The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime! by MJ DeMarco

This book challenges traditional ideas about wealth and offers a blueprint for building wealth quickly by starting a successful business or investing in high-growth opportunities.
The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams by Trent Hamm

This book shares the author’s personal finance journey and offers practical tips and advice for achieving financial independence.
Money Master the Game: 7 Simple Steps to Financial Freedom by Tony Robbins

This book provides a comprehensive guide to personal finance and investing, with a focus on building a long-term investment portfolio.
The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach

This book offers a simple plan for achieving financial independence, with a focus on automating savings and investment strategies.
The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey

This book offers a step-by-step plan for achieving financial independence and freedom, with a focus on paying off debt, building an emergency fund, and investing for the future.
Why Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live By by Cary Siegel

This book offers practical advice and guidance on personal finance and investing, covering topics such as budgeting, saving, investing, and credit management.
The Psychology of Investing by John R. Nofsinger

This book explores the behavioral and psychological factors that can impact investment decisions, and offers insights into how to develop a more disciplined and rational approach to investing.
Think and Grow Rich by Napoleon Hill

This book offers practical advice and insights on how to achieve financial success and abundance by developing a positive mindset and taking action.
The Simple Path to Wealth by JL Collins

This book offers a simple, no-nonsense guide to personal finance and investing, with a focus on low-cost index fund investing.
The Coffeehouse Investor by Bill Schultheis

This book offers a simple, yet effective investment strategy that emphasizes low-cost index fund investing and a long-term approach.
The 7 Habits of Highly Effective People by Stephen R. Covey

While not specifically about personal finance or investing, this classic self-help book offers insights into personal effectiveness and success that can be applied to all areas of life.
Coffee Can Investing by Saurabh Mukherje

This book offers a unique perspective on long-term investing and advocates for a concentrated, buy-and-hold approach to investing in high-quality businesses. It has received positive reviews for its clear writing style and practical insights into value investing.
The Millionaire Real Estate Investor by Gary Keller

This book provides a comprehensive guide to building wealth through real estate investing, with practical advice on everything from finding deals to managing properties.
Rich Dad’s Cashflow Quadrant by Robert Kiyosaki

While not specifically about real estate investing, this book offers insights into building wealth through passive income streams, including real estate investing.
The Book on Rental Property Investing by Brandon Turner

This book provides a step-by-step guide to investing in rental properties, covering everything from finding properties to financing deals.
The ABCs of Real Estate Investing by Ken McElroy

This book offers a practical guide to investing in real estate, covering topics such as property management, financing, and deal analysis.
The Complete Guide to Real Estate Investing by Steve Berges

This book provides a comprehensive overview of real estate investing, covering topics such as market analysis, financing, and property management.
Mastering The Art of Commercial Real Estate Investing by Doug Marshall

This book offers insights into the world of commercial real estate investing, with practical advice on everything from analyzing deals to negotiating contracts.
Real Estate Investing for Dummies by Eric Tyson and Robert S. Griswold

This book provides a beginner-friendly introduction to real estate investing, covering topics such as financing, property management, and tax implications.
What Every Real Estate Investor Needs to Know About Cash Flow… And 36 Other Key Financial Measures by Frank Gallinelli

This book offers a comprehensive guide to understanding financial metrics in real estate investing, with practical advice on analyzing deals and maximizing returns.
Investing in Real Estate by Andrew James McLean and Gary W. Eldred

This book provides a practical guide to real estate investing, with an emphasis on creating long-term wealth through strategic investments.
Buy It, Rent It, Profit! by Bryan M. Chavis

This book provides a comprehensive guide to investing in rental properties, covering everything from finding properties to managing tenants and maximizing profits.
The Manual of Ideas by John Mihaljevic

This book provides a comprehensive guide to value investing, with practical insights into how to analyze businesses and find investment opportunities.
Payback Time by Phil Town

This book offers a step-by-step guide to value investing, with practical advice on how to analyze stocks and build a successful portfolio.
You Can Be a Stock Market Genius by Joel Greenblatt

This book offers practical advice on how to find special situations and undervalued opportunities in the stock market, with a focus on spinoffs, restructurings, and other complex investment scenarios.
The Investor’s Dilemma by Louis Lowenstein

This book examines the investment industry and the incentives that drive it, offering insights into how to avoid common pitfalls and invest for the long-term.
The Snowball: Warren Buffett and the Business of Life by Alice Schroeder

This biography of Warren Buffett provides insights into his life, his investment philosophy, and his approach to business.
Market Wizards by Jack D. Schwager

The world’s top trader’s reveal the secrets of their phenomenal success!How do the world’s most successful traders amass tens, hundreds of millions of dollars a year? Are they masters of an occult knowledge, lucky winners in a random market lottery, natural-born virtuosi–Mozarts of the markets?
Stocks for the Long Run by Jeremy Siegel

This book provides a comprehensive overview of the historical performance of the stock market, with practical advice on how to build a long-term investment strategy.
Poor Charlie’s Almanack by Charlie Munger

Poor Charlie’s Almanack by Charlie Munger is a collection of Munger’s speeches, essays, and quotes, and provides insights into his investment philosophy and approach to life. Munger is the vice chairman of Berkshire Hathaway and a close collaborator of Warren Buffett. The book covers a wide range of topics, from investing and business to psychology and decision-making. Poor Charlie’s Almanack is a valuable resource for investors and anyone seeking to improve their critical thinking and decision-making skills.
Principles by Ray Dalio

Principles by Ray Dalio is a highly acclaimed book that outlines Dalio’s unique investment philosophy, principles, and practices. Dalio is the founder of Bridgewater Associates, one of the world’s largest and most successful hedge funds. In the book, Dalio shares his principles and practices for decision-making, risk management, and leadership. The book also includes insights into Dalio’s personal journey and the evolution of his investment philosophy over time. Principles is a highly recommended read for anyone interested in investing, decision-making, and leadership.
Reminiscences of a Stock Operator by Edwin Lefèvre

Reminiscences of a Stock Operator by Edwin Lefèvre is a classic investment book that tells the story of Jesse Livermore, one of the most successful traders in Wall Street history. The book is written in a novelistic style and provides valuable insights into Livermore’s trading strategies, tactics, and psychology. The book covers a wide range of topics, from the importance of risk management and emotional control to the impact of news and rumors on market behavior. Reminiscences of a Stock Operator is a timeless classic that has influenced generations of investors and traders.
Fooled by Randomness by Nassim Nicholas Taleb

Fooled by Randomness by Nassim Nicholas Taleb is a thought-provoking book that explores the role of luck and randomness in investing and life. Taleb is a former options trader and a professor of risk engineering at NYU’s Tandon School of Engineering. In the book, Taleb argues that many successful investors and traders are often just lucky and that the so-called experts and gurus are often not as skilled as they claim to be. The book challenges the conventional wisdom about investing and emphasizes the importance of understanding and managing risk. Fooled by Randomness is a must-read for anyone interested in investing, risk management, and decision-making.
Value Investing: From Graham to Buffett and Beyond by Bruce Greenwald

Value Investing: From Graham to Buffett and Beyond by Bruce Greenwald is a comprehensive guide to value investing. Greenwald is a professor of finance and asset management at Columbia University, and the book is based on his popular value investing course. In the book, Greenwald provides a detailed overview of the value investing philosophy, approach, and strategies, as well as practical advice on how to implement these ideas in the real world. The book covers a wide range of topics, from the basics of financial statement analysis and valuation to the importance of patience and discipline in investing. Value Investing is a highly recommended read for anyone interested in value investing and fundamental analysis.
Buffett: The Making of an American Capitalist by Roger Lowenstein

Buffett: The Making of an American Capitalist by Roger Lowenstein is a biography of Warren Buffett, one of the most successful and respected investors of all time. Lowenstein is a financial journalist and author, and the book is based on extensive interviews with Buffett, his family, and colleagues. The book provides a detailed account of Buffett’s life and career, from his childhood in Omaha to his early investments in the stock market to his leadership of Berkshire Hathaway. The book also includes insights into Buffett’s investment philosophy, principles, and practices, as well as his views on business, economics, and society. Buffett: The Making of an American Capitalist is a must-read for anyone interested in Buffett, investing, and business.
When Genius Failed: The Rise and Fall of Long-Term Capital Management by Roger Lowenstein

When Genius Failed: The Rise and Fall of Long-Term Capital Management by Roger Lowenstein is a non-fiction book that tells the story of Long-Term Capital Management (LTCM), a hedge fund that was founded in 1994 by a group of traders, academics, and Nobel laureates, including Myron Scholes and Robert Merton. The book provides a detailed account of the events leading up to the collapse of LTCM in 1998, which nearly triggered a global financial crisis. Lowenstein argues that the failure of LTCM was due to a combination of hubris, excessive leverage, and a flawed mathematical model. When Genius Failed is a cautionary tale about the dangers of financial innovation, risk-taking, and overconfidence.
Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor by John C. Bogle

Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor by John C. Bogle is a classic book on mutual fund investing. Bogle is the founder of Vanguard Group, one of the largest and most respected mutual fund companies in the world. In the book, Bogle argues that most mutual funds are too expensive, too complex, and too risky for the average investor. He advocates for a simple, low-cost, and passive approach to investing, which involves investing in index funds that track the performance of broad market indexes such as the S&P 500. Bogle also provides practical advice on how to select and evaluate mutual funds, as well as insights into the history and evolution of the mutual fund industry. Common Sense on Mutual Funds is a must-read for anyone who wants to learn about mutual funds and passive investing.
Against the Gods: The Remarkable Story of Risk by Peter L. Bernstein

Against the Gods: The Remarkable Story of Risk by Peter L. Bernstein is a non-fiction book that explores the history of risk and probability theory. The book provides a detailed account of how humans have learned to quantify and manage risk, from the ancient Greeks and Romans to the modern era of financial engineering and risk management. Bernstein argues that risk is a fundamental aspect of human life and that the ability to understand and manage risk has been essential to the progress of civilization. He also provides insights into the role of probability theory in science, economics, and finance, as well as its limitations and controversies. Against the Gods is a fascinating and informative book that offers a unique perspective on risk and its impact on human history and society.
If You Can: How Millennials Can Get Rich Slowly by William J. Bernstein

If You Can: How Millennials Can Get Rich Slowly by William J. Bernstein is a short and concise book that offers practical advice on personal finance and investing for young people. The book is written in a simple and easy-to-understand language, and it is based on the idea that achieving financial independence is a matter of discipline, patience, and common sense. Bernstein argues that millennials have a unique advantage when it comes to investing, as they have access to low-cost index funds and other passive investment vehicles that were not available to previous generations. He provides practical tips on how to save money, create a budget, invest in a diversified portfolio, and avoid common financial mistakes. If You Can is a great introductory book for anyone who wants to learn about personal finance and investing, and it is especially useful for millennials who are just starting their careers and building their wealth.
All About Asset Allocation, Second Edition by Richard Ferri

All About Asset Allocation, Second Edition by Richard Ferri is a comprehensive guide to asset allocation, which is the process of diversifying an investment portfolio across different asset classes, such as stocks, bonds, and real estate, in order to manage risk and maximize returns. The book covers the basic principles of asset allocation, including risk and return, asset class characteristics, and portfolio construction. It also provides detailed information on how to create a custom asset allocation strategy that is tailored to an individual’s investment goals, risk tolerance, and time horizon. The second edition of the book has been updated with the latest research and data, and it includes new chapters on alternative investments and international diversification. All About Asset Allocation is a valuable resource for investors of all levels, from beginners to experienced professionals, who are looking to build a well-diversified portfolio that can weather market fluctuations and generate long-term returns.
The Money Game by Adam Smith (a pseudonym for George Goodman)

The Money Game by Adam Smith (a pseudonym for George Goodman) is a classic investment book that provides a witty and insightful commentary on Wall Street and the investment industry. Published in 1968, the book is still relevant today, as it offers timeless wisdom and lessons that are applicable to investors of all levels. The book is written in a humorous and conversational style, and it uses a variety of anecdotes, case studies, and personal experiences to illustrate its points. The Money Game covers a wide range of investment topics, including market trends, stock picking, risk management, and the psychology of investing. It also provides insights into the personalities and strategies of some of the most successful investors of the time, such as Warren Buffett and George Soros. The Money Game is a fun and informative read for anyone interested in investing, finance, and the inner workings of the investment industry.
Extraordinary Popular Delusions and the Madness of Crowds by Charles Mackay

is a classic book that explores the role of social psychology in financial markets. Published in 1841, the book examines a number of historical examples of financial manias and speculative bubbles, including the Dutch tulip mania, the South Sea Bubble, and the Mississippi Company. Mackay argues that these episodes of irrational exuberance were driven by psychological factors such as greed, fear, and herd mentality, rather than rational economic or financial considerations. The book is divided into three parts: “National Delusions,” “Peculiar Follies,” and “Philosophical Delusions,” and it covers a wide range of topics, from alchemy and witchcraft to the stock market and the gold rush. Despite its age, Extraordinary Popular Delusions remains relevant today, as it provides valuable insights into the psychological factors that can influence investor behavior and market trends.
What Works on Wall Street: A Guide to the Best-Performing Investment Strategies of All Time by James O’Shaughnessy

What Works on Wall Street: A Guide to the Best-Performing Investment Strategies of All Time by James O’Shaughnessy is a comprehensive guide to investing that presents a quantitative approach to stock selection. The book is based on extensive research that examines the performance of different investment strategies over long periods of time, and it identifies the strategies that have consistently outperformed the market. The book covers a wide range of investment topics, including value investing, momentum investing, and small-cap investing, and it provides detailed instructions on how to implement these strategies in practice. What Works on Wall Street also includes a number of case studies and examples that illustrate the principles and strategies discussed in the book. The book is aimed at investors who are interested in a systematic and evidence-based approach to investing, and it provides a valuable resource for those looking to develop a long-term investment strategy.
Buffettology: The Previously Unexplained Techniques That Have Made Warren Buffett the World’s Most Famous Investor by Mary Buffett and David Clark

Buffettology: The Previously Unexplained Techniques That Have Made Warren Buffett the World’s Most Famous Investor is a book by Mary Buffett and David Clark that aims to uncover the investment principles and strategies of Warren Buffett. The book provides an overview of Buffett’s life and investment philosophy, and it outlines a number of key concepts and techniques that Buffett has used to achieve his success. These concepts include the importance of investing in high-quality companies with a durable competitive advantage, the use of “owner earnings” as a key valuation metric, and the benefits of a long-term investment horizon. The book also provides detailed analysis of some of Buffett’s most successful investments, including Coca-Cola, American Express, and Gillette. Written in a clear and accessible style, Buffettology is a useful guide for investors who are interested in learning more about Warren Buffett’s investment philosophy and strategies.
Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich by Jason Zweig

Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich by Jason Zweig is a book that explores the intersection between psychology, neuroscience, and investing. The book examines the ways in which our brains are wired to make financial decisions and how we can use this knowledge to become better investors. The author draws on research from fields such as behavioral finance and neuroeconomics to explain why people often make irrational financial decisions and how to avoid common pitfalls. The book covers a wide range of topics, including the psychology of risk-taking, the impact of emotions on investing, and the importance of diversification. It also provides practical advice on how to develop a disciplined investment strategy, how to avoid common cognitive biases, and how to stay focused on long-term goals. Your Money and Your Brain is a useful resource for investors who want to understand the science behind financial decision-making and develop strategies to improve their investment performance.
The Big Short by Michael Lewis

The Big Short is a non-fiction book by Michael Lewis that explores the events leading up to the financial crisis of 2008 through the stories of a group of investors who bet against the housing market. The book follows several individuals who saw the potential for a housing bubble and sought to profit from its collapse. These investors, including hedge fund manager Steve Eisman and investor Michael Burry, used various financial instruments to bet against the housing market, and ultimately made huge profits when the market crashed. The book provides a detailed and engaging account of the financial crisis, examining the complex financial instruments and practices that led to the collapse of the housing market. The author uses personal anecdotes and vivid storytelling to explain complex financial concepts and make the events leading up to the crisis accessible to a general audience. The Big Short is a compelling read for anyone interested in the history of the financial markets and the events that led to the 2008 financial crisis.
Berkshire Hathaway Letters to Shareholders by Warren Buffett

“Berkshire Hathaway Letters to Shareholders” is a series of annual letters written by Warren Buffett, the CEO of Berkshire Hathaway, to the company’s shareholders. The letters cover a wide range of topics related to investing, business, and finance, and are widely regarded as some of the most insightful and valuable writings on investing and corporate strategy.

The letters provide a comprehensive overview of Berkshire Hathaway’s investment philosophy, business practices, and management style, and offer readers a rare glimpse into the mind of one of the most successful investors of all time. The letters also offer valuable lessons on topics such as risk management, corporate governance, and capital allocation.

“Berkshire Hathaway Letters to Shareholders” is a must-read for anyone interested in the world of finance and investing, and is often cited as one of the most influential works on value investing and corporate strategy.
The Education of a Value Investor by Guy Spier

“The Education of a Value Investor” is a memoir by Guy Spier, an investor and founder of the Aquamarine Fund. In the book, Spier recounts his journey from a young finance professional in New York City to a successful value investor, sharing insights and lessons he learned along the way. Spier describes his early experiences working on Wall Street and his disillusionment with the finance industry’s focus on short-term gains and excessive risk-taking. He then details how he discovered the value investing approach and its emphasis on long-term, patient investing in high-quality companies. Throughout the book, Spier shares personal anecdotes, investment strategies, and wisdom he gained from his mentors, including Warren Buffett. He also discusses the importance of mindfulness, ethics, and self-awareness in investing and life. “The Education of a Value Investor” is a valuable resource for anyone interested in value investing and the philosophy and principles that guide successful investors.
Unconventional Success by David F. Swensen

Unconventional Success by David F. Swensen is a guide to investing for individual investors, particularly those investing for retirement. Swensen is the chief investment officer at Yale University and is considered a pioneer of the institutional investment approach for individual investors.
Manias, Panics, and Crashes: A History of Financial Crises by Charles P. Kindleberger

Manias, Panics, and Crashes: A History of Financial Crises is a book by Charles P. Kindleberger that examines the history of financial crises and their causes. The book argues that financial crises are not random events but instead follow a pattern that can be predicted and prevented.
Antifragile: Things That Gain from Disorder by Nassim Nicholas Taleb

Antifragile: Things That Gain from Disorder is a book by Nassim Nicholas Taleb that challenges the traditional view of risk and uncertainty in finance and investing. The book argues that systems, organizations, and individuals that are antifragile not only survive but thrive in the face of volatility, uncertainty, and disorder. Taleb argues that traditional risk management practices are flawed because they focus on reducing downside risk without considering the upside potential of uncertainty. He proposes that individuals and organizations should embrace uncertainty and volatility, and build resilience through trial and error, redundancy, and diversity.

The book has been influential in the field of finance and investing, and has inspired many to rethink their approach to risk management and portfolio construction. It is a thought-provoking and challenging read that offers a fresh perspective on the role of uncertainty in our lives.
More Money Than God: Hedge Funds and the Making of a New Elite by Sebastian Mallaby

More Money Than God: Hedge Funds and the Making of a New Elite is a book by Sebastian Mallaby that provides an in-depth look at the rise of hedge funds and their impact on the financial world. The book explores the history of hedge funds, their investment strategies, and the key players who have shaped the industry over the years.
Richer, Wiser, Happier by William Green

Richer, Wiser, Happier is a book by William Green that explores the investment philosophy and practices of some of the most successful investors in the world. Through a series of interviews and conversations with notable investors such as Howard Marks, Joel Greenblatt, and Mohnish Pabrai, Green shares insights and lessons on how to achieve lasting success in the world of investing.
Liar’s Poker by Michael Lewis

In this shrewd and wickedly funny book, Michael Lewis describes an astonishing era and his own rake’s progress through a powerful investment bank. From an unlikely beginning (art history at Princeton?) he rose in two short years from Salomon Brothers trainee to Geek (the lowest form of life on the trading floor) to Big Swinging Dick, the most dangerous beast in the jungle, a bond salesman who could turn over millions of dollars’ worth of doubtful bonds with just one call.

With the eye and ear of a born storyteller, Michael Lewis shows us how things really worked on Wall Street. In the Salomon training program a roomful of aspirants is stunned speechless by the vitriolic profanity of the Human Piranha; out on the trading floor, bond traders throw telephones at the heads of underlings and Salomon chairman Gutfreund challenges his chief trader to a hand of liar’s poker for one million dollars; around the world in London, Tokyo, and New York, bright young men like Michael Lewis, connected by telephones and computer terminals, swap gross jokes and find retail buyers for the staggering debt of individual companies or whole countries.
Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam

Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam
is a personal finance and investing book that emphasizes the importance of index fund investing, diversification, and low fees. Hallam, a high school teacher turned millionaire investor, uses his own experiences and the research of financial experts to provide practical advice for everyday investors. The book is aimed at novice investors, and provides clear explanations of complex financial concepts in an easy-to-understand language.
Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene

Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene is a popular book on real estate investing that covers the strategies and tactics needed to invest in real estate from a distance, without having to be physically present in the location of the property. It provides insights into finding profitable real estate markets, building a team of local experts, managing rental properties remotely, and more.
Simple Wealth, Inevitable Wealth, Revised Edition

is a book on personal finance and investing by Nick Murray, a financial advisor and writer. The book provides insights and advice on how to build long-term wealth by making sound financial decisions, focusing on the fundamentals of investing, and maintaining a disciplined approach to financial planning. The revised edition includes updated statistics and market data to help readers navigate the ever-changing investment landscape. It also offers practical tips and strategies for investors of all levels, from beginners to experienced professionals.
Financial Shenanigans: How to Detect Accounting Gimmicks & Fraud in Financial Reports by Howard Schilit

Financial Shenanigans: How to Detect Accounting Gimmicks & Fraud in Financial Reports is a book by Howard Schilit that was first published in 1993. The book provides an in-depth look at how companies can manipulate financial reports to hide their true financial health, and it teaches investors how to spot these accounting tricks before it’s too late. It is widely regarded as one of the best books on accounting and financial analysis, and it has been updated several times to reflect changes in the accounting world.
The Misbehavior of Markets: A Fractal View of Risk, Ruin and Reward by Benoit Mandelbrot and Richard L. Hudson

The Misbehavior of Markets: A Fractal View of Risk, Ruin and Reward is a book on finance and investing co-authored by Benoit Mandelbrot and Richard L. Hudson. It provides an alternative view of financial markets by utilizing fractal geometry to explain market behavior, including unexpected events like market crashes. The book also emphasizes the importance of understanding and accounting for the “fat-tailed” nature of financial data, in contrast to traditional models that assume normal distribution.
Global Asset Allocation by Meb Faber

Global Asset Allocation is a book by Meb Faber that offers a practical guide to investing by examining various asset classes and their performance over time. The book presents a simple yet effective approach to building a diversified investment portfolio that maximizes returns while minimizing risk. It also covers topics such as market timing, diversification, rebalancing, and risk management. Overall, Global Asset Allocation is a great resource for both novice and experienced investors looking to improve their investment strategies.
The Clash of the Cultures by John C. Bogle

The Clash of the Cultures is written by John C. Bogle. It is a book that argues for a return to long-term, passive investing and a rejection of short-term speculation in the financial markets. The book criticizes the current culture of the financial industry and argues that the focus on short-term profits and trading is harmful to both individual investors and the overall economy. Instead, Bogle advocates for a return to the values of long-term investing and a focus on index funds and other low-cost, diversified investment vehicles.
Bull by Maggie Mahar

Bull is a book written by Maggie Mahar that examines the history of the stock market and its relationship to the economy, as well as the impact of financial innovation and technological advancements on the market. The book explores the reasons for the market’s volatility and the factors that contribute to the cycles of boom and bust.
A Wealth of Common Sense by Ben Carlson

A Wealth of Common Sense by Ben Carlson is a highly recommended investing book that provides practical advice on how to make sound investment decisions in any market condition. It combines insights from behavioral finance, history, and real-life examples to help readers navigate the complex world of investing. The book is an excellent resource for beginners and experienced investors alike who are looking to build long-term wealth through smart investment decisions.
Get a Financial Life by Beth Kobliner

Get a Financial Life by Beth Kobliner is a personal finance book that covers a wide range of topics, including setting financial goals, creating a budget, managing debt, investing, and planning for retirement. It is a practical guide that provides readers with actionable advice and strategies to achieve financial independence.

*Links to books are affiliate links

Best AI Tools in 2023 for Content Creators and Beyond

March 1, 2023 By: Bril

Before you go through this extensive article on AI Tools and AI Tools for creators, you should check out the ChatGPT WordPress Plugin: Lifetime License on The Bril Store, if you have a WordPress Blog or Website: Click Here to check it out now!

A lot of people are looking into artificial intelligence (AI) right now. There are numerous companies that are developing AI platforms that cater to businesses, large and small, that want to use it.

There are many tools available for developers to create their own AI applications. This makes it very accessible for everyone. These apps can be used for everything from voice search to generating automatic responses to inquiries.

Many of these apps have gained a lot of traction as people see the benefits of this new technology and want to try it out for themselves. However, not all apps work and you have to manually upload your data if you don’t see a response from the app in question.

This article will go over some of the top emerging artificial intelligence (AI) tools and give some details on what they do. As the article is lengthier, we will keep adding more content here at The Best AI Tools article format.

First we will list out AI tools specifically for content creators:

Our favorite before you get started with the list is Juice.ai

Juice.ai Pilot: Lifetime Subscription

Generate 100% Unique, Spectacular SEO Content & Drive More Organic Traffic to Your Website

Be your own marketing hero with Juice.ai. You understand your business. We understand marketing. Use Juice.ai to turn your site into a money-making machine.

Juice’s AI model is trained to generate 100% unique and spectacular content, so you’ll get high-quality results every time. And with Juice’s optimizer, there’s no need to spend hours tweaking out each article—the AI handles all of that for you! Getting your blog ranked on Google’s first page is easier than ever before with this software.

You can use Juice on any platform—we’ve got it set up so that you don’t have to worry about anything except creating awesome content!

Keyword exploration. Find relevant SEO keywords right on your dashboard! No need to bother with other SEO tools, our keywords are so competitive it’s insane
100% unique & plagiarism free. AI models are constantly being improved so the content will only get better
Bulk generation. Generate up to 25 articles at a time. Spruce them up & publish straight to your website
Website integration. Push content directly to your website with WordPress & Shopify integration
Article generation. Generate full-length SEO articles with the click of a button
Section regeneration. Regenerate sections of the article that need revision. Change the heading to create a section with an entirely new flavor
Unfiltered content. Enjoy the freedom of unfiltered content (since other tools that use GPT-3 filter your content automatically). You can also choose to filter content to block profanity
Flexible editor. Easily change content using our fast & flexible editor. Add your own flair and style before publishing
Immediately add relevant media. Articles are already generated with relevant media. However, you can search for/add images manually using Pexels integration

Coming Soon

Content optimization. Automatically add rich content to your posts such as relevant images, videos, tags, & styling
Multi-language support. Generate articles in over 10+ languages

Juice.ai Pilot

Article Output Per Month: 25
Team Size: 1
Bulk Generation: 25
Seed Words: 0
Keyword Explorer: Juicy Tier (Tier 1)

Reviews

4.8/5 rating on G2: ★ ★ ★ ★ ★
4.5/5 rating on Capterra: ★ ★ ★ ★ ★

Get Juice.ai pilot Lifetime License on The Bril Store Now By Clicking Here!

Other tools for content creators that we love:

Grammarly: Grammarly is an AI-powered writing tool that checks your spelling, grammar, and punctuation. It also provides suggestions for improving your writing style, tone, and clarity.
Copyscape: Copyscape is an AI-powered plagiarism checker that ensures your content is original and unique. It checks your content against billions of web pages to identify any instances of plagiarism.
Wordsmith: Wordsmith is an AI-powered writing tool that generates written content for you. It can be used to create reports, articles, and other types of content. It uses natural language generation (NLG) to create human-like text.
Quillbot: Quillbot is an AI-powered writing tool that rephrases sentences and paragraphs to make them clearer and more concise. It can be used to paraphrase content, reword sentences, and improve readability.
Canva: Canva is an AI-powered graphic design tool that helps you create stunning visuals for your content, including social media posts, infographics, and presentations. It offers a range of templates, graphics, and fonts to make design easy and accessible for anyone.
Lumen5: Lumen5 is an AI-powered video creation tool that can turn your blog posts or articles into engaging videos. It uses AI to automatically create video scenes and animations based on your content.
Hootsuite Insights: Hootsuite Insights is an AI-powered social media monitoring tool that helps you analyze social media trends and track your brand’s performance. It offers real-time analytics, sentiment analysis, and social listening features.
Yoast SEO: Yoast SEO is an AI-powered plugin for WordPress that helps optimize your content for search engines. It suggests improvements to make your content more visible and appealing to search engines.
BuzzSumo: BuzzSumo is an AI-powered content marketing and research tool that helps you identify the most popular content in your niche. You can use it to track your competitors, identify influencers, and track social media trends.
HubSpot: HubSpot is an AI-powered marketing automation platform that includes tools for content creation, social media management, email marketing, and more. It also offers analytics and reporting features to track your content’s performance.
IBM Watson: IBM Watson is an AI-powered platform that offers a range of services, including language translation, sentiment analysis, and content analysis. It can be used to create more personalized and targeted content.
CoSchedule Headline Analyzer: CoSchedule Headline Analyzer is an AI-powered tool that analyzes your headlines and suggests improvements to make them more engaging and clickable. It helps you create headlines that will attract more clicks and shares.
OpenAI GPT-3: OpenAI GPT-3 is a state-of-the-art language model that can generate human-like text. It can be used to write articles, product descriptions, and even poetry. It’s currently one of the most advanced AI writing tools available.
Adobe Sensei: Adobe Sensei is an AI-powered technology that is built into Adobe’s creative tools, including Photoshop and Premiere Pro. It can be used to automate tasks, enhance images, and create custom designs. It uses AI to make creative work faster and easier.
Contentful: Contentful is an AI-powered content management system (CMS) that helps content creators manage their content in a centralized platform. It offers tools for content creation, content optimization, and content delivery. It’s designed to make content management more efficient and flexible.
WriteSonic: WriteSonic is an AI-powered copywriting tool that can generate high-quality marketing copy. It can be used to

Now let us look at the other AI tools available.

Open AI

Open-source artificial intelligence software is a stable source of AI tools for companies and individuals. Some of these open-source solutions are available now, while others will be in circulation in the future.

Today, you have the option to purchase a closed source open-source AI software system or download and use one yourself. You can also access the latest versions through their website or channel for update.

These systems work by feeding your requests for intelligence into its training set of examples, which it then utilizes to make decisions. This means if you give it a few examples, it will start answering your questions!

If you are looking to develop your own open-source AI system, here are some considerations to make: find a good training set; create an example class; and measure your results. All of these components must be in place for successful open-source AI development.

Amazon Lex

A new addition to the top 10 best artificial intelligence tools in 2023 is Amazon Lex. This tool can be used by businesses to create automated responses to customer questions and requests.

Users can create custom answers using the platform, and then those answers can be used by other users. This is a great way to grow your customer service team.

The main benefit of using Lex is that it can take a partial response and turn it into a full-blown answer. For example, if a customer asks how to pay with their Amazon app, you can give them a quick answer and then they can download the app and send you money later.

Although this feature does not exist in every application, when done right, it can dramatically increase conversion rates. Many companies are struggling with this important aspect of customer service.

Amazon SageMaker

One of the most popular ways to create artificial intelligence models is by using a framework called Sage. This framework was originally created for building natural language processing models, but has been extended to include many other tasks.

Sage is very customizable and can be used for any task, from creating image classification models to text analysis engines. Most model developers use the grammar modeling tool, which requires little technical knowledge.

The model that you generate will look pretty good considering this is a natural language processing tool. You can export your model as an easy-to-use python library or as a set of instructions for another software entity.

This article will go over the ten best machine learning tools available in 2023 and give some brief details on them so that you can get started with them immediately.

Google Cloud Machine Learning Engine

If you are looking to build your next AI app, the Google Cloud Machine Learning Engine is a powerful tool available in 2023. This service will help you create and train your own AI models and apps.

You can use this service to create new applications or add-ons to your current ones. It is also possible to switch between free and paid accounts depending on what level of power you want in your app.

This service will not be available as free account in 2023, so make sure you have saved your account password before it ends!

This machine learning engine is offered as a cloud service instead of being installed on personal computers. This makes it more secure and reliable for apps to have access to it.

However, since it is a cloud service, the apps can be connected anywhere with just a password.

IBM Watson Studio

The newest addition to the collection of AI tools is IBM Watson Studio. This tool was released just over a year ago, making it the latest addition to the growing range of AI tools.

Unlike its more traditional counterparts, which can be used to create and run custom artificial intelligence (AI) programs, IBM Watson Studio allows you to create an AI system that learns by practicing.

You can then use this system in your application or platform as an advanced feature that you can add and remove as you see fit. It also allows you to import your previous training data so you do not have to start from scratch when creating your system.

This makes it very flexible which makes it even more valuable as a valuable tool for your company. You can buy it at $39 USD which is around £26 GBP at this time of writing.

Azure Machine Learning Service

At the moment, the best available machine learning services are in the cloud. You can access them via a web interface or via a phone app.

Their major drawback is that you must have a Microsoft account to use them. This makes them more expensive and frustrating for non-Microsoft users.

However, this is about to change as technology continues to evolve. You will be surprised how many times you will need a machine learning service at some point in your business (or personal) life!

Their latest addition is the Azure Machine Learning Service.

Intel Falcon Lake

The Intel® Pentium® Platinum line of processors is one of the oldest lines in the business. However, this does not mean that these are not top quality hardware!

These processors feature a high level of integration and features that make them very special. Today, these chips are found in high-end laptops such as the Dell XPS 15. This laptop has several powerful core functions, making it a hot item on the market.

Today, there are many tools for artificial intelligence that work with Intel® processors. Some of these tools run on Windows or Linux, and can be installed via a package manager or specialist software.

TensorFlow

The latest generation of artificial intelligence tools is called GPGPU. It stands for global performance analysis graphics processing unit and was developed in conjunction with the change in consumer technology known as mobile technology.

GPGPU is a term that refers to the specialized hardware and software used to analyze a computer’s performance as it processes data and operates. This type of analysis is used to increase the speed at which your machine can process data and make your AI tool more efficient.

Mobile technology, or mobile devices, are now the standard hardware and software devices used in AI. This makes things even more challenging for developers as they have to find ways to update their tools.

Thankfully, there has been constant development on this front and we are now able to enjoy these new tools for our own use. They help increase both efficiency and flexibility in creating an AI system.

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Which Is Better Sam’s Club Membership Or Costco Membership?

February 17, 2023 By: Bril

Membership programs like The Source, Nautilus, & Apollo are more expensive alternatives to the Sam’s Club & Costco Membership. However, if you do not have a very reliable source for meat & grocery items, it is highly recommended you sign up for one of these membership programs.

These membership offers have their own in-house supply chains & warehouses to store your items, so if an item is out of stock they will find another source to replenish it quickly. This helps you save both time & money as you do not have to search for what you need when it is gone!

The biggest downside to these membership offers is that you need to pay for shipping every time you order anything.

Selection

With so many membership services, it can be hard to decide which one is the best for you. You will have to take into account features such as members-only discounts, special events, and online shopping options.

Some services even offer membership packages with other clubs, so check those out too.

In addition to the benefits of the membership program you join, members-only events and discounts can make your membership worth it. Having a higher selection of goods and services in your member area will help grow your business!

Costello says: Both Sam’s Club and Costco offer great choices in shopping habits.

Location

Which is Better Sam's Club Membership or Costco Membership?

Having a membership at a specific store is an awesome way to save money. You can also factors in the location of your membership as well.

For instance, if you have a Costco membership in downtown Seattle, you would really value this due to the high cost of housing and transportation.

You would probably not want to live anywhere but Seattle due to this savings. You would save much more if you had a Sam’s Club membership than you would at Costco, for instance.

You can also find better deals on stuff online rather than at the store, so staying online has its perks as well. Having the ability to stay connected 24 hours a day, every day of the year is great at helping find good deals!

Both kinds of memberships can be useful for saving money, just depends on what kind you get.

Free items

While both Sam’s Club and Costco offer members free items, only members of Costco can access the annual outing program. This program allows you to go into a store and get items for free as long as you return them at the store.

The best part about this program is that it is available to anyone, not just members. You can go into the spirit shop at your local club and ask for anything you need to wear or carry to work. You will probably get it!

Both clubs have loyalty programs where you can earn rewards but only members can redeem points on products they do not manufacture themselves. This can be an issue if you do not want to buy from them but your membership expires and you do not have membership points, gear or even a t-shirt to show for it.

Coupons

There are many coupons available for things like grocery stores, stores, and websites. Many sites have their own coupon app you can download and use. You can also check out FreeCoupon or Coupon Discounts to find new coupons.

Costco has a strategy of having a large number of couponing codes on their website, which you can use when shopping at Costco. Most of them are for products sold at Costco, so you can double down on your savings!

The best way to find the best Sam’s club coupons is to browse free online coupon sites. There are quite a few that offer good quality services and offers, making it easy to find the best deal for you.

CONS: While there are lots of good coupons available, there may be some that are hard to decipher as it may be for someone with no experience in couponing.

Sam’s Club Membership

If you are looking to save money then joining a Sam’s Club membership is an excellent way to do so. The membership costs just $99 for the first year, making it an extremely affordable way to get into the club.

This is one of the best Sam’s Club membership offers that you can have. You will still be able to shop at Costco even after joining the Sam’s club, so there’s still value in this membership.

If you want tremendous value, Buy your Sam’s Club 1-Year Membership for Just $24.99 at The Bril Store!

Costco membership

Considering the cost of Sam’s Club membership, it is worth considering whether or not a Costco membership is more beneficial. Having a membership at a store near you is an easy way to take advantage of their services.

Costco memberships come in several lengths, including annual, monthly, or weekly. By having this option, members can determine which one works best for them. Normally the annual membership fee is $60 and $60 for affiliate/additional members.

Monthly and annual memberships have regular reviews and updates from staff at the warehouse, making it feel more personal than a weekly membership. Staff also have the ability to deal with inquiries and questions from members faster than someone who just gets answers from a staff member.

Having access to the warehouse staff also gives members access to products they would not be able to find at their local store, making the whole experience more valuable.

Selection

Having more options doesn’t necessarily mean you are more knowledgeable about products. You are more likely to make the wrong choice because you are informed about the product and/or because you see it available at another store.

More choices can also mean that you end up purchasing products you do not need, or that you overpay for products.

The Verdict

Both Sam’s Club and Costco offer similar benefits with their membership programs, such as access to discounted products and services, exclusive deals, and access to their respective warehouse clubs. However, there are some differences that may make one membership a better fit for you than the other.

Costco is generally known for its high-quality products and more upscale shopping experience, while Sam’s Club is known for its lower prices and larger product selection.

Costco also offers additional perks with its membership, such as discounts on travel and rental cars, a no-fee pharmacy, and free health screenings. On the other hand, Sam’s Club offers services like tire and battery installation, a car-buying program, and photo printing services.

Ultimately, which membership is better for you will depend on your individual shopping habits and preferences. Consider factors such as product selection, location, and additional perks when making your decision. Additionally, if you have friends or family who are members of either club, you may want to consider joining the same club as them to take advantage of shared benefits, such as bulk purchasing or sharing of membership fees.

To cut the long story short, NOTHING beats the Sam’s Club Membership that you can get at The Bril Store for JUST $24.99! Click Here to Get it Now!

The Best Cloud Storage Apps For All Your Photos, Documents And More

February 16, 2023 By: Bril

With the increasing need for fast, easy-to-use cloud storage services, apps have vastly increased in popularity. It’s hard to decide which app is the best for you and your needs, though.

These apps vary in how they help you save data and documents, offer smooth access to your data and documents, and support multiple devices. They also differ in their pricing models.

Some cost-effective solutions are available through free accounts, while some require a paid account to access the full capabilities. So read on…..

Before we list the usual suspects, we have some amazing lifetime subscription / unlimited cloud storage apps for your files, photos, videos and more, that will really help you avoid the steep monthly/annual subscription fees! Here goes….

Degoo Premium: Lifetime 10TB Backup Plan

Stay Secure with Backup from Degoo & Never Worry About Losing Your Files. Ever.

Users are juggling huge amounts of data, so it makes sense that you’re taking care of that data responsibly. Degoo is an AI-based cloud storage that helps you rediscover your best photos. With Degoo, you get 10TB of supremely secured storage space from which to manage and share files with awesome simplicity. With high-speed transfers from a database that offers more storage space than Dropbox, OneDrive and Google Drive combined, you’ll love how easy it is to keep tabs on all of your valuable data. Store, re-experience and share your best moments with cloud storage for your mobile phone, tablet, and web browser.

Store 10TB of data with ultra-secure 256-bit AES encryption
Send files easily to friends via email, link or your favorite messaging app
Files are replicated when you upload them, giving you extra peace of mind
Upload from all of your devices
Get more storage space than Dropbox, OneDrive and Google Drive combined
Keep your storage automatically up to date thanks to automatic file change detection (Android app)

Details

10TB storage space
Unlimited devices
1 GB file size limit
1-year account inactivity
Photo storage maximizer

Upgrades available in-app to unlock all premium features, including, but not limited to, 50 GB file size limit, no ads and no account inactivity.

Get Degoo Premium: Lifetime 10TB Backup Plan from The Bril Store by Clicking Here!

Koofr Cloud Storage: Lifetime Subscription (1TB)

Access All of Your Files in One Place! Koofr Offers 1TB of Safe Cloud Storage to Secure Your Files

Running out of storage space on your computer or smartphone is one of the most frustrating things we experience in our modern, digital world. Constantly having to go through photos, videos, and other large files and delete them takes up time, and most importantly, energy. If you’re tired of encountering this ever-irritating problem, you need a cloud storage solution that will allow you to keep all of your important files safe and secure.

Koofr is a safe, private, and simple cloud storage service, accessible through the web, mobile, and WebDav. View all your files in one place by easily connecting to existing cloud accounts (Dropbox, Google Drive, Amazon, and OneDrive), and transfer huge files to external clouds with no limit. Once you subscribe to Koofr’s 1TB lifetime plan, you’ll get access to Koofr Duplicate Finder, a tool that helps you find and remove duplicate files inside your Koofr account so you don’t end up with more than one of the same thing. You can manage your files and account with Koofr’s advanced renaming option and link appearance customization option, as well. Save your files without worry, and let Koofr Cloud Storage take care of the rest.

Koofr is the only cloud storage that doesn’t track you
Upload, access & share any file with no size limit
It is easy to get started and keep your files safe & accessible
Connect to external cloud accounts & access all your files
Find & remove unnecessary duplicate files with Koofr Duplicate Finder
Access files in your remote computer with the Koofr Desktop App
Rename multiple files with the advanced renaming option
Files are encrypted in rest & in transfer
This lifetime offer is unique & only available for a limited time

Reviews

4.6/5 stars on G2: ★ ★ ★ ★ ★★
4.6/5 stars on GetApp: ★ ★ ★ ★ ★★
4.6/5 stars on Capterra: ★ ★ ★ ★ ★★
4.3/5 stars on Trustpilot: ★ ★ ★ ★ ★★
4.0/5 stars on TechRadar: ★ ★ ★ ★ ★

You can get a Lifetime Subscription to Koofr on The Bril Store and Never Pay Again For Storage! Click Here!

Prism Drive Secure Cloud Storage: Lifetime Subscription

Fast, Simple, & Secure! Save Any Type of File, From Any Device, and Access It from Anywhere

Free up space on your phone, tablet, laptop, or home computer.

Keep all your important files securely in one place. Easily share large files, like video, graphics, images, and audio. Access files from your computer, your phone, or your tablet. Preview popular file types, like Microsoft office, mp4, or jpeg in your browser or app without the need to download the file. We meet or exceed industry standards to ensure your data is safe.

Prism Drive is a hot storage solution that allows you to store all of your files in one place, and access them from any device.

Easily manage all of your important files!

Upload any file. XLS, PPT, MP4, JPEG, & just about any type of file!
Access anywhere. Upload your files, & then securely access them from your phone, tablet or computer
Shareable links. Create links that you can share with friends & colleagues
File previews. Preview files inline, no need to download files to view them
Secure storage. Fully compliant with privacy laws with the strongest available transfer encryption
Drag & drop. Natural drag and drop features for uploading, selecting and moving files & folders
Trash recovery. Deleted files are stored & recoverable from the trash folder for 30 days

Prism Drive: 10TB

10TB Storage
File size upload limit: 10GB
Unlimited Shared Traffic
Zero-Knowledge Encryption
Password Protected Sharing
30 Day Trash History
Inline File Previews

What the Users are Saying“Highly recommend. I recommended your service to all my co-workers, it’s really user friendly. Keep up the good work!” – Romy Forando

“Easy to download and use. I bought 2TB for one year and this will help keep all my data safe in one location and give me the easy access I need to use it.” – Amir Khulad

Just imagine getting a lifetime subscription for 2TB, 5TB or 10TB for a one-time low charge! This might not last so grab it while it’s still available.

Get Prism Drive Secure Cloud Storage now from The Bril Store. Click Here!

G Cloud Mobile Backup Unlimited Storage Plan

If an unlimited storage plan is what you fancy for a low annual subscription, look no further.

Migrate, Organize, & Share Your Files in the Cloud with Exceptional Security and Unlimited Storage

Meet your all-in-one cloud backup. G Cloud from Zoolz gives you the Unlimited Plan. It means you’ll never have to worry about losing a single media file or ever running out of space on your phone! Migrate your call logs, contacts, messages, or media to any Android or Apple device. Back up multiple devices with a G Cloud single account. Data is securely stored on the Amazon AWS Cloud and protected by military-grade 256 AES encryption. No app, no problem! Access your G Cloud account and its contents from a web browser. Now you can import, open, or share your files anytime, anywhere.

Over 5 million downloads!

Fully accessible storage. Migrate your call logs, contacts, messages or media to any Android or Apple device
Integrate all your gadgets. Backup multiple devices with a G Cloud single account
Intuitive data protection. Transfer or restore data from G Cloud with a single tap
Exceptional security. Securely store your data on the Amazon AWS cloud with military-grade 256 AES encryption
No app, no problem. Access your G Cloud account & its contents from a web browser
Easy access. Organize data chronologically in one location to easily access your memories
All-in-one. Share, view, play, & listen directly from the cloud

Reviews

4.4/5 stars on Google Play Store: ★ ★ ★ ★ ★★
4.0/5 stars on TechRadar: ★ ★ ★ ★ ★

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The usual ones cloud storage apps/services that most people know of are listed below:

Google Drive

The Best Cloud Storage Apps for All Your Photos, Documents and More

If you have a lot of photos, documents, or other important things, then you should consider using the powerful and easy to use Google Drive app.

With the Google Drive app for iPhone and Android, you can easily access your photos, documents, and other things you’ve stored in your phone or computer. You can also create new accounts and sync between your phone and computer.

This makes it very simple to manage your storage needs as well as find what you have stored on your device. You can also share files easily with the app as well as via email or text message.

Download: The Google Drive app is available for free on both iOS and Android devices. Don’t forget that you will have to pay for additional storage.

iCloud

You can now store your complete personal data in the cloud, making it accessible anywhere you have an internet connection.

The new service makes storing your data more convenient, as it allows you to easily access and share your photos, documents, videos and other content with just one app. This is a big plus as most people have at least one important document right now.

OneDrive

A popular app for all types of users is The OneDrive. This app is available for download for iPhone and Android devices. With The OneDrive, you can store your documents, photos, and other things in the cloud.

You can access it anytime, as well. Just go to your device’s register and you will be able to download the app. You can also set up the app through your device’s settings, by going into My Account > apps & notifications > add account > enter your email address and password and then clicking apply.

This app is very useful if you work with a lot of people or if you need more storage space on your phone or desktop computer.

BackBlaze

BackBlaze is a great app for safe, off-site storage. It offers several tiers of dedicated cloud storage, making it an options should you need more space.

You can sign up directly through the app or via the website, where you can create an account to sync your data. You can also purchase additional accounts as add-ons through the app or website.

What makes BackBlaze stand out from the other apps is that it does not rely on web service or server access, but rather its own dedicated app. This means that there are no links or connections to other apps, nor do they need to be installed to work.

By having the dedicated app, BackBlaze has full control over their customers’ data.

Tresorit

Tresorit is an app designed to hold your most important personal information. It allows you to create a secure virtual safe, which you can password protect.

You can also set up device permission settings to prevent someone from accessing your information on other devices. This app does an excellent job at protecting your data.

It also has free and paid versions, which cater to different needs. The free version is only compatible with two devices at a time, but the paid version allows you to sync between more devices.

This app is very helpful for keeping important information stored in one place.

Amazon Cloud Drive

With the new addition of Apple iCloud as a supported cloud storage provider, it is time to look at other options. You can still create an account with Apple, and from there you can add any of the popular cloud storage services such as Dropbox, Google Drive, Amazon Cloud Drive, and Windows 8.1 SkyDrive.

The main difference between these apps is that each has a desktop app as well as a mobile app, where you can browse your stored data and remove anything that is not important. The only issue with this setup is that you have to manually verify your account every time you want to add something, which is not convenient if you have lots of stuff.

Another difference is that some give more features for user accounts than the others do. For example, Amazon Cloud Drive gives its users both read/write rights and access to encrypted storage.

Box.com

With the new way to storing files and images on the web, called cloud storage, your photos, documents and other big files can stay safe and secure anywhere. This is a great feature to have since most of us now store our personal information on the internet.

With the new way to storing files and images on the web, called cloud storage, your photos, documents and other big files can stay safe and secure anywhere. This is a great feature to have since most local disk storage is limited.

Some of the best cloud storage apps for all your photos, documents and more include Google Drive, Amazon S3, Dropbox, Box.com and Microsoft OneDrive. Each provides its own way to store files and has features for individual users or groups of people.

We suggest using one of these apps just for their huge selection of user accounts and features.

Google Photos

With the release of Google Photos, there is no excuse for not having it. It offers all the features of the other apps discussed here, with none being required for use.

It allows you to move your photos and documents around easily, and it stores it in the cloud so you can access it anywhere. It even gives you some basic filters and organization tools to use, making it very easy to use.

This app will never go out of style, as every tech-head needs this. Your friends and family will wonder how much storage they have left when your Google Photos has almost full view of your life’s stuff.

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Best Streaming Services Other Than Netflix

February 15, 2023 By: Bril

Streaming services have become the new normal way to access content. With so many available, you are surely wonder-ing how you can choose?!

With so many choices, it can be difficult to decide which one to use. This article will go over some of the most common and not-so-common streaming services for your laptop, television, iPhone, and Android device.

Before we give you a list of the more common streaming services where you normally have to subscribe or pay monthly, you should check out our Lifetime Subscription offers to some of the most amazing, yet least known streaming services, on The Bril Store. Click Here to Check Them Out!

For entertainment purposes, watching movies and television shows is the best choice ever.

Amazon Prime Video

Best Streaming Services Other Than Netflix and Prime

With the introduction of Prime Video, almost every major streaming service has a new way to pay for Amazon’s service. You can get it through Apple TV, iOS and Android devices, or the Amazon Fire TV.

How Much You Will Be Charged will depend on how you use the service. You can watch two-hundred movies and TV shows for free occasionally, but if you want to see more then you will have to pay.

The best way to use it is by subscribing to as many Amazon Prime memberships as you have available, because then you get all of these freebies. You will also get free unlimited shipping and receiving which is a must with this service!

To access Prime Video on your device, look for the red button that says Add Device and select it from there.

HBO Max

If you are a fan of HBO’s Game of Thrones or The Last Templar then you should check out HBO Max. It offers over 50 hours of content in its entirety, which is more than enough to keep you busy for days!

The service is only available at the moment for US customers, but that does not mean it is not worth it. This is because the pricing is slightly higher than the standard HBO app.

However, this premium experience is well worth it as it gives you more content than just the original series and original movies. You will also get some of your other shows such as Degrassi: The Next Generation and Young & Hungry.

You can stream it on your computer, laptop, or mobile device.

Paramount +

If you’re a fan of The Hunger Games series, then you should check out Paramount +. It’s an exclusive streaming service for the entire series, as well as the movie Prequel: The War Of The Roses.

Paramount + is an amazing way to keep up with the series and get exclusive merchandise. They have a quarterly release cycle with new episodes, so you will not have to wait long before seeing them.

This service is not available for all platforms, so make sure to check out their website to see if it is available to you. It’s also not supported on all devices, but that can be fixed by having the right version of Adobe Flash installed.

This app is very expensive, around $10 per month, but it is well worth it. You will never have to worry about being left out because you do not have access to it.

Fox Searchlight

If you are a movie lover, then streaming services other than Netflix and Prime may excite you for more choice.

You can watch TV shows and upcoming TV shows on these streaming services. However, you must have a certain device or app to do so.

With this option, you can save money by not buying the full movie or show season pass because it is more expensive then just buying it as a single item.

CBS All Access

With the launch of CBS All Access, people are now able to watch more things on streaming services other than just the regular broadcast networks. You no longer have to pay for a traditional cable or satellite TV subscription for these additional shows and movies.

What makes this service different from the rest is that it is a streaming service. It does not use your normal TV watching patterns, so you have to think about how to access it. It requires a computer or mobile device, and then you can watch what you want!

This service is a great way to get more things into your lifestyle. Not only do you get to enjoy the new shows and old favorites you so much, but you save money in the process. Many people report that they paid only $5 per month when they had enough free credit on their phone to make it worth it.

Disney +

If you are a fan of The Incredibles orurionally-speaking, then you should definitely give Disney + a try.

This new app for the Apple tv/android device allows you to watch videos and stream them directly to your tv. You can also create playlists and control your television via the app.

Disney + has become very popular since it launched, mostly because of its availability of free content. You will be able to watch The Incredibles, Frozen, Toy Story, and Avengers films for free on this service.

However, there are some charges involved for users, like buying access to set an initial time limit on a challenge or creating an account using an existing account gap without having the content updated with new content.

Tidal

Tidal is a music streaming service designed for modern day music lovers. It allows you to browse through over 500 premium and free songs in a unique Choose Your Own Path system.

You can choose to start at the beginning, or take it as you leave- you will never stop being able to add new ones to your profile.

The majority of songs on the service are purchased tracks, with a few rare free ones. This is intentional – music has always been one of our most sacred memories, and we want to create memories with our friends by sharing our listening habits.

This makes sense – music is such an integral part of life that we re-create it with dance routines, artists we love and sources we turn to for inspiration.

Apple TV

The Apple TV is a great device to have if you are a fan of streaming services like Netflix, Hulu, or Amazon Prime. It will let you watch your favorite shows and movies as they are streamed directly to your own server.

Unlike with the streaming services that are downloaded, you do not have access to the Apple TV through its app on your phone or computer. You must actually set up the Apple TV via its website.

This is because it does not run an app on a device that can be connected to it. You must set up the device by physically entering your code on the remote.

Don’t want any of the above, get lifetime subscriptions starting from just $19.99 ONE-TIME, to some amazing streaming services to watch movies free for life! Check them out here at The Bril Store!

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How To Start Your Own Podcast Today: A Beginner’s Guide

February 11, 2023 By: Bril

Podcasts are great for getting your message out, because they allow you to discuss and spread your thoughts easily and become an expert in your chosen topic. You do not have to worry about missing a deadline or having another guest ready to go, as you can go solo too.

Also, podcasts are easy to start, since there are now so many tools on the market. Start with one show Monday through Friday, and build from there.

Choose a topic

Once you have an idea for your first podcast, it is time to pick a topic. The best way to do this is to sit down and think of every reason you would want to listen to a new podcast and pick an idea from there.

For example, if your topic wanted to teach you how to ride a bike, then there are many bike related podcasts that you can start. If the topic wanted to explain yoga poses, then there are yoga-related podcasts that will do that.

Gallup suggests looking at at least five topics and mixing them up. This will help find something new to talk about and start producing content!

Picking a very narrow topic can be difficult when starting out, as you need enough space to produce content on each of the topics required.

Pick a co-host

Now, let’s talk about how to start your own podcast. How do you pick the right co-host for your show?

The right co-host for your show depends on what kind of show you have.

If your show is a discussion show, then you should look for a person who can make a good discussion leader. She or he must be able to match her or his words with those of other people on the show, which is why it is called a discussion.

If your show is an entertainment channel, then you should look for someone who can make good entertainment content.

Choose a name

Once you have an idea for your podcast, it is time to pick a name. Choosing a name that makes sense for your podcast is also going to be about choosing a easy-to-remember and catchy name.

There are two things that determine what name you choose, the first being what name you want to stick out as a person or organization. For example, if you want to start a podcast about cooking, then looking into starting a restaurant review podcast or cooking school podcast would be your guide to choosing a good name.

The second thing that determines the name is how it applies to the content. For example, if your podcast’s content focused on health and wellness issues, then using short forms or words that describe health and wellness like ‘Health is Wealth’ or ‘HealthUp’ would be great and stick out of the crowd.

When considering names, look up examples of them and think of how they apply to the content of the podcast or content of the group or organization.

Pick a consistent length

While it is fun to start your own podcast, please be careful to not go too long without starting a new episode.

Start out small and build your audience over time. Try out a free show first to see if people find it valuable enough to keep listening.

A good length for a regular episode is between only 5 and 10 minutes long. This way, you have plenty of material left over for discussion and stories!

Depending on what kind of show you start, there may be different length requirements.

Choose an episode format

After you have decided on a topic or area of interest based on your expertise, it is time to pick your episode format. There are several ways to start your podcast, so today we will discuss some tips for starting in the middle.

Start out by making one short episode focused on introducing your topic and then gradually add more content over the course of a season. This way, you will be able to gather some feedback from your listeners and add more content with ease.

Then, create another short episode focusing on discussing your subject further and ending with a call to action or invitation to join you. This way, you will have two short episodes combined into one long episode.

Now that you have these two episodes, start recording them and edit them together! Make sure you have the right equipment to avoid audio issues that may cause voices to sound distorted or incomplete.

Create cover art

There’s a lot of tools and services that let you create cover art for your podcast. Most of them are free. A few cost money, but they are more helpful if you have one already!

Many of them are designed right into their programs so all you have to do is enter your information and download. Some apps even include creating a cover art as part of the program!

Get a professional intro

The first minute of every podcast you create is called the intro. It includes your name, address, and a link to your website/app so people can find you.

It’s crucial that you give your listeners a little bit of information to get them excited about listening to your podcast. This includes linking to your website or providing some information about yourself and sharing why you are an expert on the topic of your choosing.

By giving away some info about yourself, your listeners will be more likely to trust you as a speaker and listen to what you have to say. This is very important for running a successful podcast, as listeners will spend a lot of time trying to find the right expert to give their time to.

Choose intro music

Choosing the right music/soundtrack for your podcast is an integral part to creating a podcast that people will love and remember. It’s not enough to pick any music, every song has a place in your show!

The right music makes people feel energized and entertained, which is what you want your listeners to feel when listening to your podcast. It sets the mood and inspires listeners to listen longer.

Look for good copyright-free soundtracks or hire a good audio-engineer to create your unique piece.

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The Best Freebies On The Internet

February 3, 2023 By: Bril

Now is the season for freebies and fun things!

Most people don’t have much money to spend but are still excited for the rest of the year? Then look into some of these great freebies and you will find your self impressed.

These types of rewards can really keep you motivated and engaged with your social media accounts, giving you more likes, commenting, and sharing on your posts. It can also give you extra subscribers to your accounts which is a nice bonus.

RetailMeNot

The RetailMeNot service is a great way to get free credit cards and alerts for fraud. You can also download the app and have it alert you to potential fraud in your purchases.

This app works by analyzing your purchase patterns and creating alerts when you make suspicious purchases or appear to make suspicious purchases. It is very helpful in keeping you aware of your money as well as someone looking out for you.

By subscribing to RetailMeNot, you will also get notifications of possible card charges and alerts. You can then take action if something looks wrong or if someone is trying to scam you out of money they do not need necessarily.

Honey

If you’re looking for a great way to start your day, look no further. There are dozens of free honey samples available on the internet, making it an easy way to start your day off on the right foot.

Simply go to the Honey website, select a date to receive your sample, and grab yourself a few hives-worth of honey!

This is an amazing way to get your morning cup of coffee or tea, and you will feel good about itself because this company was clear about what they wanted their product to be — delicious honey.

It also gives you the chance to learn more about what kind of pollen and plants they use in their production process. More information like that can help with ingredient choice and possible Side Effects.

If there are any problems with your honey, there is likely a company out there that can fix them.

Swagbucks

If you are between the ages of 18 and 25, you should definitely check out Swagbucks. It is a free rewards credit card that you can use to earn points for free things.

You can collect points by doing things like walking in stores and shopping online, but you can also place your card in in their swiping system and start earning points.

You can then spend these points on things via Amazon, Amazon Prime, &etc., or even within a store itself.

Tada

There are a remarkable number of freebies and deals accessible through the web. Unlike TV shows, you do not have to pay for access to all of the latest deals and offers!

The convenience of having so many freebies and deals available is extraordinary. You can search by site, by offer, or by event and still get great deals.

Many of these sites have mobile apps so you can get these deals even if you are not connected to the internet. You can still receive emails from these sites as well, which is very helpful!

These sites are a great way to stay organized while on the go because you receive a notification of every deal received, including ones that may be limited time or free.

Rakutan

Rakutan is an uncommon food product that has gone mainstream. People have been willing to pay almost $1 for a Rakutan box!

The Rakutan box features a collection of unusual foods, all delivered in a futuristic packaging. It is not available at any store brand or store-brand equivalent, so you have to order it online.

The contents of the box are not guaranteed, and some foods may be unsafe to eat. However, the company advertises a number of safe eating suggestions on their website and in their products, so there must be some legitimacy to this free food delivery service.

This is a great way to experiment with your eating habits as they are offered no pressure nor health concerns except for the enjoyment of the unique foods.

Ibotta

The Ibotta app allows you to monitor your pocket money every time you download an app. This app is very important to have as it will help you stay aware of how much you are spending.

Using the app, you can enter rewards codes into it and track how much you spend using your phone or online. It also lets you know when you have spent enough money to reward yourself and give you more money to spend, which is nice.

Ibotta was created by someone who was extremely wealthy, so it has a high level of trustworthiness. It has over 1 million users worldwide, proving it works.

Coupons.com

Reviewing coupons is a great way to learn how to manage your money. There are so many places that offer coupons for things you need and will cost you, but you have to use them that way because they’re pre-limited supply sites.

This website has over 150,000 free coupons and tips with over 1,000 sites offering them. You can print these out and use when shopping at stores or online. This is a great resource to have!

While reading the details on each site, make sure to take into account the price of anything you plan on buying. Some of them may be cheaper in terms of money than others.

Capital One Shopping

If you’re looking for the best free credit card, Capital One is a great place to start. This credit card has a special built-in coach that will help you manage your spending and get you into good credit habits.

The coach will also tell you if you are spending too much, and suggest ways to cut down on your spending. It also has tools to estimate how much money you will save through card rewards, so you can be confident in the decision to get this card.

Given the popularity of this card, it is hard to offer it free. However, they do offer a free version that does have some features removed, making it less desirable than the full card. If you want the best free cash back rewards possible, this is the best way to go.

There are many other free resources available on the internet, including:

Open-source software such as LibreOffice, GIMP, and Audacity
Online learning platforms like Coursera, Khan Academy, and Codecademy
E-books and digital publications from Project Gutenberg and Open Library
Stock images and videos from sites like Unsplash and Pexels
Virtual tools for collaboration, such as Google Drive and Slack
Productivity tools like Todoist and Evernote’s basic plan
Cloud storage services such as Google Drive and Dropbox (with limited storage)
Online games and entertainment like Spotify’s free plan and Twitch Prime

And Finally, Checkout The Best Freebies on the Internet at The Bril Store!

https://www.thebrilstore.com/free

0:47 / 4:19

How To Become A Successful Freelancer

February 1, 2023 By: Bril

Freelancing is great! It offers you the ability to work for a great company with a lot of money, but you can also work for free. There are always new jobs out which encourage you to become a successful freelancer by providing opportunities.

However, if you are already a freelancer, then keep going because there are many opportunities to become successful too. The key is to know how to market yourself and your services.

There are several ways to become a famous freelancer. Here are some important tips that will help you get started!

1. Be passionate about your work and have good customer service skills

You need to be passionate about your work for it to drive you forward. If your passion is not evident in your services, then people will look past you. They may still decide to hire you, but they will think more highly of you because of the negative experiences they have with other freelancers.

Market yourself

Being a successful freelancer requires more than just having great ideas and a ready willingness to market yourself. It requires effort, consistency, and above all, confidence in your work.

Your competition is out there offering the same services you offer, so your clients must be able to see you as an expert in your field and know you will deliver quality work. You must believe that you can produce quality work every time to keep clients coming back!

It is important to keep new clients coming even after you get your first break. You should be able to explain what led them to hire you and how your services fit their needs. If someone has a hard time trusting that, then it would be best for them to look beyond you and find another freelance candidate.

Having a demo or video can help prove your ability to deliver quality work as well, making people feel more comfortable in hiring you.

Create your profile

When you start freelancing, your first job is to create a profile on an online freelancing platform and LinkedIn. This is called joining a marketplace or creating your own online freelancing community. On these sites, you can set up a profile to share your information with others, put out news and announcements about yourself, and invite other people into your network of clients and fellow freelancers. Join relevant LinkedIn groups to get yourself out there in front of prospective clients.

The profile should include details about you: Your past work experiences, any skills you have that make you desirable as a consultant or writer (such as experience working with companies of all sizes, quality), and how much money you want to charge for your work. This is important to include in the introduction of your article or post!

Put some effort into making your profile appealing and successful looking for prospective clients. You want to look like someone who would invest their time in what they do and why they would be valuable to someone else.

Get professional images taken

You will get more work as a freelancer if you look presentable and put your best self out for the rest of the world. You will also be more accepted as a freelancer if you have good images to use as references.

Make your website

Once you’ve created your website, it’s time to make some money from it. You can either host websites for other people or you can create one for yourself. Either way, you’ll need to set up your site to monetize visitors.

Setting up a website is a little complicated, but it’s totally worth the trouble. It requires time and effort to create an attractive and useful website that attracts visitors.

Once they visit your site, they have to spend some time looking at your offerings and deciding if they want to sign up or not.

Purchase advertising space

As a freelance worker, you’ll need to buy advertising space. Advertising on social media channels will make your clients aware of services you offer. Make sure you have a good sales funnel to capture and nurture leads with automated email follow-ups. Tools like constant contact or clickfunnels work well for freelancers.

A small-sized business will have to spend between $500 and $1,000 at least on advertising monthly to generate awareness. Organic traffic should also be looked at through expert youtube videos on your channel, LinkedIn posts, Instagram Reels etc.

The more visible you are the more clients you will acquire, the higher your fees will be, and the higher your value to your clients will be. It all comes down to cost and who you are serving.

Write your ads

Once you’ve conceptualized your ads, it is time to write them. Your ads should tell the whole story for your freelancing project.

Writing a good ad is art, and each ad is different. It is very hard to explain in detail how to write an effective ad in this article, but let us give you a few tips.

The best way to write your ad is to start with a general question (a problem your prospective client faces) that needs an answer. For example, “Can you hire a world-class copywriter for $10 per hour?” Then go into how much hey can save, what you have done in the past (your experience), what you enjoy doing the most and what makes you unique and how you would be the best fit to solve their problem.

Keep track of clients and projects

Clients are a vital part of becoming a successful freelancer. You can have many clients, but if you do not keep track of them there will be a lot of work for you.

It is important to know your capacity as a freelance writer. You need to maintain a steady flow of work to keep yourself healthy and satisfied. Take into account how much time you’re going to spend on each project when determining your capacity. Take advantage of AI and Tools like ChatGPT and Juice.ai to improve your productivity. If your load increases, hire virtual assistants and additional writers.

Improve your skillset

While you are studying, work on your craft, make yourself useful to others by your work, or invest time and money into improving your skills. As a freelance writer, you will need to be able to write well and edit your work enough to make it perfect.

Whether you are a great artist or writer, you will need to take steps towards becoming a better one. Take up courses in art or writing and let the world teach you how to write!

By improving your craft or skill set, taking up courses in photography, graphic design, marketing, etc., you can become a successful person because you can do things that help others. As a freelancer, you can do things that make people money but more importantly add value to your clients.

Having the ability to learn and take action on what matters most is the key towards success in any field.

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Best Ways To Generate Multiple Streams Of Passive Income

January 28, 2023 By: Bril

Investing is one of the most powerful ways to make passive income. With all sorts of investment strategies, there are many different types of incomes that you can generate. Of course, one needs capital or a steady income to start investing. So in this article we will cover ways to generate multiple streams of income which you can then invest and make your money work for you. The various types of investments are listed below:

dividend paying stocks

real estate

producing your own product or creating an online business

starting a side hustle

investing in cryptocurrencies

There are many more investment avenues, and if you are interested in learning to intuitively invest across asset classes, you should read the book ‘Just Invest and Become Insanely Wealthy‘ by Jayaram Rajaram.

You can get the book from Amazon in:

USA

India

There are three main reasons why people don’t reap the rewards of their investments: loss, risk aversion, and lack of knowledge.

Loss happens when you invest money into something that doesn’t work out. This is totally normal! Just because someone else made a fortune off of an investment strategy does not mean that it will work for you.

Risk aversion refers to the fear of losing money. A lot of people avoid investing due to this fear. But investing comes with risks! And unfortunately, some risky ventures do not pay off.

And lastly, many individuals just don’t know how to properly invest. They either rely on advertisements or vague tips that seem too good to be true.

This article will go over several different ways to earn passive income by reducing the aforementioned causes. At the end, we will discuss which ones are worth trying for yourself.

Start a blog

Best Ways to Generate Multiple Streams of Passive Income

Starting your own business is a great way to generate passive income. With the right mindset, there’s no reason you can’t run a successful online store, earn some extra money doing it part-time, and develop into a self-employed person!

There are many ways to start an internet business – from creating and marketing products to offering services and hosting websites for others.

Many people make good profits by selling their products or services on sites with lots of traffic. By targeting such sites, you will need to find a way to get more visitors to your site in order to reap the benefits. This article will talk about several different types of blogs and how you can use yours to earn passive income.

Blogs are just like any other website except they are usually much shorter. A lot of times, they are simply a style or fashion tip, or a review of something. However, if you have a solid product or service that you offer, then writing a few paragraphs about it and putting it up on the web can bring in some revenue. In fact, you are reading a blog post which is teaching you something of value, hopefully.

Start a YouTube channel

Starting your own YouTube channel is one of the best ways to generate passive income through online content. You can pick from several different genre types to create your video content, such as food reviews, business tips, how-to’s, or fitness videos.

By offering your audience “what you know” content that focuses on your expertise, you will be rewarded with continuous flow of revenue.

Your followers will continue to come back for more because they get some sort of value out of what you are posting. This also creates an engagement loop which boosts your follower count and thus exposure!

With the right monetization strategies in place, it is possible to earn significant money via YouTube. There are many ways to make extra money including sponsored videos, advertising, and creating your own product or service.

Start a website

Starting your own business is one of the best things you can do with your life. It is also arguably the most difficult thing you will ever do, which is why there are so many successful business owners who spent their lives working hard towards it.

With that said, starting your own online business is not like buying a book and trying to sell it online. Online businesses require you to have an initial investment (in terms of money or time), but they don’t need you to be very experienced with computers or marketing.

There are plenty of ways to make small amounts of money online every day without having a million dollar company backing you. Plus, even though this isn’t the case for everyone, running your own business allows you to set your hours and run what areas of the industry you want to pursue. This freedom is what makes it more attractive than being hired into something else.

Publish a book

If you have an interesting story, then write a book about it. Or better yet, write your bestseller and produce a movie or TV show out of it!

Writing a book is a great way to generate passive income. It’s not too difficult to do, and you don’t need much money to get started. You can even use free writing software to help you create your books (more on that in our article here).

Once you have written your book, you will want to find a publisher who will work with you to bring it to market. There are many ways to do this, but most start with creating your own website where you sell your book and promote it yourself.

This article will talk more about how you can publish a book and become wealthy online.

Offer a class

One of my favorite ways to generate additional income is through teaching classes or offering lessons outside of your profession. This can be anything from painting, dancing, acing tests, writing, singing — you get the point!

By teaching one or more of these skills to others, you create new streams of revenue for yourself. While some may consider this education or knowledge sharing as a way to make money, I see it as an opportunity to spread our message and inspire people to put in effort to achieve their dreams.

Today either creating a one-many type of recorded course or a 1-to-1 live course is extremely easy, with so many apps like teachable, coursera, udemy etc. Do your research, and start adding value to people world over by teaching them the skills you are good at.

Start a business

Starting your own business is one of the best ways to generate multiple streams of passive income. All but two of the top 100 richest people in America are self-made.

Running your own business gives you control over everything about it, which allows you to set standards that ensure success.

With the right start up money or loans, you can even begin your business online. Many successful businesses started with someone who had a passion for what they wanted to accomplish and let them run with it!

The hardest part about starting a business is deciding where to invest your time and energy. With there being so many options out there, you will have no trouble finding something that fits into your schedule.

Business owners spend around eight hours per week working on their companies. This includes things like marketing, producing content, responding to comments and messages, etc.

These distractions take away from personal time, which may not be popular at first but will pay off in the long run. It’s important to only invest time in projects that are more profitable than going after unachieved dreams.

Rent out your home

Many successful people make large sums of money by renting out their homes or investing in a rental property. By offering your house or apartment as a place for others to live, you can generate passive income with no effort on your part.

If you’re looking to create more wealth, there are several ways to do this. Depending on what kind of residence you have and the market, it is best to assess whether renting it to other individuals is a good idea before deciding if this is a viable option.

There are many benefits to renting out your home or apartment. This article will discuss some of the most important ones, including how to rent out your home effectively.

Start a recycling business

Starting your own green organization is an incredible way to make money. Recycling is a pretty easy thing to do, and there are many ways to start up as a recycler.

There are several good reasons to start your own recycling company. First, it’s a low cost way to get into the recycling industry. You don’t need expensive equipment or facilities that help you run this business.

Second, you can easily find people who sell recycled materials at quite high prices. For example, most cities will pay anywhere from $25 to $50 per ton for glass bottles.

Third, investing in a small amount of material sorting technology can save you big bucks down the line. Companies like TecRecycle have made it possible for individual recycle buyers to purchase affordable software that helps them sort their garbage.

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